Okaloosa County property record for 2702 Michelle Ct, Crestview, FL 32539
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,446 sqft · built 1995 |
| Lot Size | 0.425 acres (18,520 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $151,100 (Apr 2015) |
| Tax Bill | $2,151 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-597-5206-3 |
| Primary APN | C56-000-597-5206-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,446 sqft Living Area |
| Gross Area | 3,268 sqft |
| 1st Floor Area | 2,446 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood |
| Lot Area | 18,520 sqft (0.425 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Porch | Florida Room |
| Porch Area | 316 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 2702 MICHELLE CT |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32539-5700 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PAGE III PH 2 S/D LOT 2 |
| Legal Range | 23W |
| Legal Township | 03N |
| Legal Section | 32 |
| Legal Subdivision | PAGE III PH 2 S/D |
| Legal Phase | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | CRESTVIEW |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 20702 |
Source: Okaloosa County records, as of August 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2702 MICHELLE CT, CRESTVIEW, FL 32539-5700 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 11, 2026 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE MORTGAGE |
| Feb 2, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 13, 2015 · Amount on File |
| Deed Sale | Apr 13, 2015 · Amount on File |
| Prior Sale | Nov 28, 2007 · Amount on File |
| Deed Document Number | 20152989681 |
| Deed Book / Page | 3192 / 3800 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Aug 11, 2026 |
| Property Address | 2702 MICHELLE CT, CRESTVIEW, FL 32539-5700 |
| Document Number | 0003832592 |
| Instrument Date | Jul 27, 2026 |
| Instrument | 20263832592 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2702 MICHELLE CT, CRESTVIEW, FL 32539-5700 |
| Document Number | 0003832592, |
|---|---|
| Date | Aug 11, 2026 |
| Instrument | 20263832592 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 2702 MICHELLE CT, CRESTVIEW, FL 32539-5700 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 2702 MICHELLE CT, CRESTVIEW, FL 32539-5700 |
| Document Number | 0035223052 |
|---|---|
| Date | Feb 2, 2021 |
| Book Page | 3522/3052 |
| Instrument | 3426682 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,151.00 (+6.07%) Homeowner's exemption | $249,205 (+5.99%) | $346,812 (-6.51%) Land $51,788 Building $295,024 |
| 2023 | $2,028.00 (+2.42%) Homeowner's exemption | $235,128 (+3%) | $370,965 (+8.15%) Land $44,000 Building $326,965 |
| 2022 | $1,980.00 Homeowner's exemption | $228,280 | $343,004 Land $36,103 Building $306,901 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 31 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 31 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKALOOSA COUNTY MID SYSTEM (CRESTVIEW) serves 7,593 people · EPA ID FL1464044 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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