2702 Michelle Ct, Crestview, FL 32539 Property Records

Okaloosa County property record for 2702 Michelle Ct, Crestview, FL 32539

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,446 sqft · built 1995
Lot Size0.425 acres (18,520 sqft)
Owner2 Individual Names on File
Last Sale$151,100 (Apr 2015)
Tax Bill$2,151 (2025)
Deeds & MortgagesAug 2026 Mortgage
Feb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-597-5206-3

Property Details

APN / Parcel Number

Primary APNC56-000-597-5206-3
Alternative APNs
  • 32-3N-23-303D-0000-0020
  • 23N332303D00000020

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,446 sqft Living Area
Gross Area3,268 sqft
1st Floor Area2,446 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Exterior MaterialBrick
Roof TypeCathedral/Clerestory
Roof MaterialWood
Lot Area18,520 sqft (0.425 acres)
Garage TypeAttached
Garage Area506 sqft
PorchFlorida Room
Porch Area316 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address2702 MICHELLE CT
CityCRESTVIEW
StateFL
Zip32539-5700
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPAGE III PH 2 S/D LOT 2
Legal Range23W
Legal Township03N
Legal Section32
Legal SubdivisionPAGE III PH 2 S/D
Legal Phase2
Legal Lot Number2
JurisdictionOKALOOSA FL
Township / Civil DivisionCRESTVIEW
Census Block Group1
Census Block1009
Census Tract20702

Owner

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address2702 MICHELLE CT, CRESTVIEW, FL 32539-5700
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2026Deed of Trust, Mortgage · VA Mortgage
MORTGAGE MORTGAGE
Feb 2, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 13, 2015 · Amount on File
Deed SaleApr 13, 2015 · Amount on File
Prior SaleNov 28, 2007 · Amount on File
Deed Document Number20152989681
Deed Book / Page3192 / 3800
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Recording DateAug 11, 2026
Property Address2702 MICHELLE CT, CRESTVIEW, FL 32539-5700
Document Number0003832592
Instrument DateJul 27, 2026
Instrument20263832592
Transaction TypeMortgage
Record UpdatedAug 20, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address2702 MICHELLE CT, CRESTVIEW, FL 32539-5700

Mortgage

Document Number0003832592,
DateAug 11, 2026
Instrument20263832592
Lender
NameMORTGAGE MORTGAGE
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.49%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address2702 MICHELLE CT, CRESTVIEW, FL 32539-5700
Transaction TypeMortgage
Record UpdatedMar 23, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2702 MICHELLE CT, CRESTVIEW, FL 32539-5700

Mortgage

Document Number0035223052
DateFeb 2, 2021
Book Page3522/3052
Instrument3426682
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2051

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,151.00 (+6.07%) Homeowner's exemption$249,205 (+5.99%)$346,812 (-6.51%) Land $51,788 Building $295,024
2023$2,028.00 (+2.42%) Homeowner's exemption$235,128 (+3%)$370,965 (+8.15%) Land $44,000 Building $326,965
2022$1,980.00 Homeowner's exemption$228,280$343,004 Land $36,103 Building $306,901

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 31 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies31 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKALOOSA COUNTY MID SYSTEM (CRESTVIEW)
serves 7,593 people · EPA ID FL1464044
Water SourceGroundwater
Last State InspectionApr 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T.

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