San Diego County property record for 2702 Luelf St, Ramona, CA 92065 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 1998 |
| Square Footage | 2,849 sqft Living Area |
| Lot Size | 4.03 acres |
| Occupancy | Owner Occupied |
| Last Sale | $1,300,000 (2023) |
| Tax Bill | $14,626.00 (2025) |
Source: San Diego County records · APN 285-121-16-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2702 LUELF ST, RAMONA, CA 92065-3653 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 15, 2023 | Grant Deed, Transfer · Conventional Mortgage MODERN MORTGAGE LENDING INC |
| Oct 02, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 15, 2023 · Amount on Record |
| Deed Sale | May 15, 2023 · Amount on Record |
| Prior Sale | Jun 10, 2016 · Amount on Record |
| Deed Doc Number | 2023126997 |
| Prior Transfer Date | Jan 20, 2004 |
| Prior Transfer Doc | 0000202910 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 15, 2023 |
| Property Address | 2702 LUELF ST, RAMONA, CA 92065-3653 |
| Document Number | 0000126997 |
| Map Reference | MAP 13240 |
| Instrument Date | Apr 19, 2023 |
| Instrument | 2023-0126997 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2023 |
| Title Company | CORINTHIAN TITLE COMPANY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2702 LUELF ST, RAMONA, CA 92065-3653 |
| Document Number | 0000126998 |
|---|---|
| Date | May 15, 2023 |
| Instrument | 2023-0126998 |
| Name | MODERN MORTGAGE LENDING INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Document Number | 0000126999 |
|---|---|
| Date | May 15, 2023 |
| Instrument | 2023-0126999 |
| Name | ALASKA USA FCU |
|---|---|
| Type | Credit Union |
| Address | ANCHORAGE, AK 99519 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2702 LUELF ST, RAMONA, CA 92065-3653 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 2702 LUELF ST, RAMONA, CA 92065-3653 |
| Document Number | 0000594445 |
|---|---|
| Date | Oct 02, 2020 |
| Instrument | 2020-0594445 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
| Type Change Date | Nov 01, 2025 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2% |
| Max Rate At Change | 4.62% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 7.62% |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,379,569 (+2%) Land $742,845 Building $636,724 | |
| 2025 | $14,626.00 (+43.06%) | $1,352,520 (+39.85%) Land $728,280 Building $624,240 |
| 2023 | $10,224.00 (-0.72%) Homeowner's exemption | $967,148 Land $314,997 Building $652,151 |
| 2022 | $10,298.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Extreme above 97% of the US · above 86% of California |
|---|---|
| Wildfire Likelihood | About 1 in 35 per year |
| Exposure | Direct burnable vegetation at the parcel |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 285-121-16-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,849 sqft Living Area |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Lot Area | 175,982 sqft |
| Parking Spaces | 7 Parking Spaces |
| Street Address | 2702 LUELF ST |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-3653 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 22 TR 013240 |
| Legal Subdivision | SAN DIEGO 4852-1 |
| Legal Tract | 013240 |
| Legal Block | 3 |
| Legal Lot Number | 22 |
| Jurisdiction | SAN DIEGO CA |
| Minor Civil Division | RAMONA |
| Census Blockgroup | 3 |
| Census Block | 3008 |
| Census Tract | 20801 |
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