2702 Harvey St, Duluth, MN 55811 Property Records

St. Louis County property record for 2702 Harvey St, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,364 sqft · built 1958
Lot Size	0.356 acres (15,540 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Jul 2023)
Tax Bill	$4,042 (2026)
Deeds & Mortgages	Dec 2023 Mortgage Jul 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-4020-00320`

Property Details

APN / Parcel Number

Primary APN	`010-4020-00320`
Alternative APNs	`1068829` `1151965`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,364 sqft Gross Area
1st Floor Area	909 sqft
Basement Area	761 sqft
Finished Basement	761 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	15,540 sqft (0.356 acres)
Garage Area	440 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Deck Area	32 sqft
Storage Building	144 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1151965
Street Address	2702 HARVEY ST
City	DULUTH
State	MN
Zip	55811-2806
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0032 BLOCK:000 SERIAL #
Legal Subdivision	SEVENTH WARD GARDEN DIV
Legal Lot Number	32
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3004
Census Tract	2300

Owner

2702 Harvey St is owned and occupied by an individual who bought it in July 2023.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	2702 HARVEY ST, DULUTH, MN 55811-2806
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2023	Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORHOOD LOANS
Jul 26, 2023	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS
Jul 26, 2023	Affidavit of Death of Joint Tenant, Transfer NOT AVAILABLE, THE TITLE TEAM NORTH SHORE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2023 · Amount on File
Deed Sale	Jul 26, 2023 · Amount on File
Deed Document Number	20231070576
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2702 HARVEY ST, DULUTH, MN 55811-2806
Transaction Type	Mortgage
Record Updated	Jan 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1563 CYPRESS RD, SAINT CLOUD, MN 56303-0518

Mortgage

Document Number	0001074961
Date	Dec 5, 2023
Instrument	1074961

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	356 Months
Due	Aug 1, 2053

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 26, 2023
Property Address	2702 HARVEY ST, DULUTH, MN 55811-2806
Document Number	0001070576
Instrument Date	Jul 3, 2023
Instrument	1070576
Transaction Type	Transfer
Record Updated	Aug 25, 2023
Title Company	THE TITLE FIRM, THE TITLE TEAM

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$924.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2702 HARVEY ST, DULUTH, MN 55811-2806

Mortgage

Document Number	0001070577
Date	Jul 26, 2023
Instrument	1070577

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

July 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST LOUIS MN
Recording Date	Jul 26, 2023
Property Address	2702 HARVEY ST, DULUTH, MN 55811-2806
Document Number	0001070575
Instrument Date	Jul 3, 2023
Instrument	1070575
Transaction Type	Transfer
Record Updated	Aug 25, 2023
Title Company	NOT AVAILABLE, THE TITLE TEAM NORTH SHORE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2702 HARVEY ST, DULUTH, MN 55811-2806

Tax Assessment & Valuation

The 2026 property tax bill for 2702 Harvey St was $4,042 with a homeowner's exemption, up 8% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,042.00 (+7.96%) Homeowner's exemption
2025	$3,744.00 (+1.68%) Homeowner's exemption	$319,500 (+9.94%) Land $35,800 Building $283,700	$319,500 (+9.94%) Land $35,800 Building $283,700
2024	$3,682.00 (-4.16%)	$290,600 Land $44,300 Building $246,300	$290,600 Land $44,300 Building $246,300
2023	$3,842.00 Homeowner's exemption
2022		$267,400 (+17.28%) Land $50,500 Building $216,900	$267,400 (+17.28%) Land $50,500 Building $216,900
2021		$228,000 Land $43,000 Building $185,000	$228,000 Land $43,000 Building $185,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2702 Harvey St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2702 Harvey St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Airfiber, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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