2702 Ferry Cir, Folsom, CA 95630 Property Records

Sacramento County property record for 2702 Ferry Cir, Folsom, CA 95630

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,428 sqft · built 2007
Owner	Individual Name on Record
Last Sale	$521,000 (May 2026)
Tax Bill	$5,103 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Mar 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`072-2790-004-0011`

Property Details

APN / Parcel Number

Primary APN	`072-2790-004-0011`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,428 sqft Living Area
1st Floor Area	674 sqft
2nd Floor Area	754 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2702 FERRY CIR
City	FOLSOM
State	CA
Zip	95630-4026
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-4 (PD)
Legal Description	UNIT 102 BLDG 8 UNION SQUARE PHASE 1 CONDOMINIUM PLAN PER BK 20051207 PG 0529
Legal Subdivision	UNION SQUARE PH 01
Legal Lot Number	1
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	2
Census Block	2000
Census Tract	8504

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2702 FERRY CIR, FOLSOM, CA 95630-4026
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Grant Deed, Transfer · Conventional Mortgage SGM MORTGAGE INC
Mar 12, 2021	Intrafamily Transfer, Transfer
Jan 26, 2021	Quit Claim Deed, Transfer QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2026 · Amount on Record
Deed Sale	May 20, 2026 · Amount on Record
Prior Sale	Jun 16, 2006 · Amount on Record
Deed Book / Page	20260520 / 1589
Prior Transfer Date	Oct 29, 2020
Prior Transfer Doc	3120000000010
Record Updated	Oct 29, 2026

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 20, 2026
Property Address	2702 FERRY CIR, FOLSOM, CA 95630-4026
Document Number	2026001589
Book / Page	20260520 / 1589
Instrument Date	May 19, 2026
Transaction Type	Transfer
Record Updated	Jun 1, 2026
Title Company	WESTMINSTER TITLE COMPANY INC, WESTMINSTER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$57,883.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2702 FERRY CIR, FOLSOM, CA 95630-4026

Mortgage

Document Number	2026001590,
Date	May 20, 2026
Book Page	20260520/1590

Lender

Name	SGM MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 12, 2021
Property Address	2702 FERRY CIR, FOLSOM, CA 95630-4026
Document Number	0000000010
Map Reference	MB 344 PG 15
Instrument Date	Oct 29, 2020
Instrument	202103120010
Transaction Type	Transfer
Record Updated	May 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2556 COUNTRY CLUB DR, CAMERON PARK, CA 95682-7717

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 26, 2021
Property Address	2702 FERRY CIR, FOLSOM, CA 95630-4026
Document Number	2101260423
Instrument Date	Aug 25, 2020
Instrument	2101260423
Transaction Type	Transfer
Record Updated	Mar 1, 2021
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2556 COUNTRY CLUB DR CAMERON PARK CA 956827717, CAMERON PARK, CA 95682-7717

Mortgage

Document Number	2101260424
Date	Jan 26, 2021
Instrument	2101260424

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jan 25, 2041

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$477,270 (+2%) Land $139,378 Building $337,892
2025	$5,103.00 (+2.1%)	$467,913 (+4.04%) Land $136,646 Building $331,267
2024	$4,998.00 (+1.81%)
2023	$4,909.00 (+1.47%)	$449,745 Land $131,341 Building $318,404
2022	$4,838.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Succeed.Net, Verizon.

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