2702 Covered Wagon Trl, Overgaard, AZ 85933 Property Records

Navajo County property record for 2702 Covered Wagon Trl, Overgaard, AZ 85933

Property Summary

Property Type	Single Family Home
Details	2,750 sqft · built 2006
Lot Size	1.36 acres (59,242 sqft)
Owner	2 Individual Names on File
Last Sale	$950,000 (Feb 2026)
Tax Bill	$3,311 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Feb 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`206-49-027`

Property Details

APN / Parcel Number

Primary APN	`206-49-027`

Interior

Stories	1 Story
Building Area	2,750 sqft Living Area
Gross Area	3,506 sqft
1st Floor Area	2,750 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Metal
Lot Area	59,242 sqft
Garage Type	Attached
Garage Area	756 sqft
Deck Area	Deck Area
Patio Area	436 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	2702 COVERED WAGON TRL
City	OVERGAARD
State	AZ
Zip	85933-5116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	BISON RANCH, LOT 27, PER PLATS 20-3 THRU 6. OUT OF 206-01-009A & 009B FOR2000ROLL. EXCEPT: PORT LOT 27, BISON RANCH; COM NW COR L OT 27; TH S89DEG3321E 189.00 TPOB;TH S89DEG3321E 35.82; TH S75DEG2253W 24.96;TH N60DEG3453W 13.39 TPOB; PER AC ADJ TO 02
Legal Range	17E
Legal Township	12N
Legal Section	33
Legal Subdivision	BISON RANCH
Legal Lot Number	27
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	2
Census Block	2075
Census Tract	964201

Owner

2702 Covered Wagon Trl is owned by two individuals who bought it in February 2026.

Source: Navajo County records, as of June 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2127 W REMINGTON DR, CHANDLER, AZ 85286-6138
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2026	Deed of Trust, Mortgage · Line of Credit BANKERS TRUST COMPANY NA
Feb 4, 2026	Warranty Deed, Transfer · Conventional Mortgage NEWREZ LLC
Oct 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL INC
Apr 4, 2019	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL INC
Jun 29, 2017	Warranty Deed, Transfer · Conventional Mortgage PIONEER TITLE AGENCY
Jun 29, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2026 · Amount on File
Deed Sale	Feb 4, 2026 · Amount on File
Prior Sale	Apr 4, 2019 · Amount on File
Deed Document Number	20261473
Prior Transfer Date	Jun 21, 2017
Prior Transfer Doc	0000009614
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	2702 COVERED WAGON TRL, OVERGAARD, AZ 85933-5116
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 S 60TH ST, WEST DES MOINES, IA 50266-5840

Mortgage

Document Number	0000000625
Date	Jan 15, 2026
Instrument	2026-00625

Lender

Name	BANKERS TRUST COMPANY NA
Type	Bank
Address	PHOENIX, AZ 85015

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	32 Months
Due	Sep 22, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Feb 4, 2026
Property Address	2702 COVERED WAGON TRL, OVERGAARD, AZ 85933-5116
Document Number	0000001473
Map Reference	MB 25 PG 46
Instrument Date	Feb 1, 2026
Instrument	2026-01473
Transaction Type	Transfer
Record Updated	Feb 16, 2026
Title Company	MAGNUS TITLE AGENCY, MAGNUS TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1171, OVERGAARD, AZ 85933-1171

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2127 W REMINGTON DR, CHANDLER, AZ 85286-6138

Mortgage

Document Number	0000001474
Date	Feb 4, 2026
Instrument	2026-01474

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	2702 COVERED WAGON TRL, OVERGAARD, AZ 85933-5116
Transaction Type	Mortgage
Record Updated	Aug 3, 2021
Title Company	PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017244
Date	Oct 23, 2019
Instrument	2019-17244

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Funding / Finance Company
Address	GILBERT, AZ 85297

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Apr 4, 2019
Property Address	2702 COVERED WAGON TRL, OVERGAARD, AZ 85933-5116
Document Number	0000004511
Map Reference	MB 25 PG 46
Instrument Date	Mar 8, 2019
Instrument	2019-04511
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	PIONEER TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11244 E REMBRANDT AVE, 11244, MESA, AZ 85212-4056

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	25103 S GOLFVIEW DR, SUN LAKES, AZ 85248-7373

Mortgage

Document Number	0000004512
Date	Apr 4, 2019
Instrument	2019-04512

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Jun 29, 2017
Property Address	2702 COVERED WAGON TRL, OVERGAARD, AZ 85933-5116
Document Number	0000009612
Map Reference	MB20 PG3
Instrument Date	Jun 21, 2017
Instrument	2017-09612
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	PIONEER TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	11244 E REMBRANDT AVE, MESA, AZ 85212-4056

Mortgage

Document Number	, 2017-09613
Date	Jun 29, 2017
Instrument	2017-09613

Lender

Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAVAJO AZ
Recording Date	Jun 29, 2017
Property Address	2702 COVERED WAGON TRL, OVERGAARD, AZ 85933-5116
Document Number	0000009614
Instrument Date	Jun 21, 2017
Instrument	9614
Transaction Type	Transfer
Record Updated	Jul 7, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	9545 E LYNWOOD CIR MESA AZ 852072508, MESA, AZ 85207-2508

Tax Assessment & Valuation

The 2025 property tax bill for 2702 Covered Wagon Trl was $3,311, up 1.6% from the year before.

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Unified School District	Heber-Overgaard Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$671,366 (+1.48%) Land $74,037 Building $597,329
2026		$66,157 (+6.22%) Land $7,110 Building $59,047	$661,572 (+6.22%) Land $71,099 Building $590,473
2025	$3,311.00 (+1.6%)	$62,285 Land $5,788 Building $56,497	$622,849 Land $57,878 Building $564,971
2024	$3,259.00 (+2.58%)
2023	$3,177.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2702 Covered Wagon Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2702 Covered Wagon Trl is high, ranking above 86% of the US, with a 0.8% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 79% of Arizona
Wildfire Likelihood	0.8% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARIZONA WATER CO - OVERGAARD private · serves 13,797 people · EPA ID AZ0409004
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	115 / 7

May also be available: Conexon Connect, Sparklight, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Covered Wagon Trl

Nearby Streets

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