Calhoun County property record for 2702 Coldwater Rd, Anniston, AL 36201
| Property Type | Vacant Land |
|---|---|
| Lot Size | 5.5 acres (239,580 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $40,000 (Dec 2021) |
| Tax Bill | $3,188 (2026) |
| Deeds & Mortgages | Sep 2024 Construction Loan May 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-04-20-0-001-030.000 |
| Primary APN | 22-04-20-0-001-030.000 |
|---|---|
| Alternative APNs |
|
| Lot Area | 239,580 sqft (5.5 acres) |
|---|
| Account Number | 212303 |
|---|---|
| Street Address | 2702 COLDWATER RD |
| City | ANNISTON |
| State | AL |
| Zip | 36201-7108 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | SEC 20 TSP 16S RNG 7E PT OF SE1/4 OF NE1/4 & NE1/4 OF SE1/4 BEG 321 N OF INT COLDWATER RD & TOLBERT ST TH N 300 E 796 S 290 W |
| Legal Range | 07E |
| Legal Township | 16S |
| Legal Section | 20 |
| Jurisdiction | CALHOUN AL |
| Township / Civil Division | ANNISTON |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 1501 |
Source: Calhoun County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 7682, OXFORD, AL 36203-7682 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 11, 2024 | Deed of Trust, Mortgage · Construction Mortgage METRO BANK |
| May 23, 2023 | Survivorship Deed, Transfer · Conventional Mortgage METRO BANK |
| Dec 16, 2021 | Survivorship Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 16, 2021 · Amount on Record |
| Deed Sale | Dec 16, 2021 · Amount on Record |
| Deed Document Number | 20213293-0250 |
| Deed Book / Page | 3293 / 250 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALHOUN AL |
| Property Address | 2702 COLDWATER RD, ANNISTON, AL 36201-7108 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2025 |
| Name | Verified Name |
|---|
| Document Number | 005148/973 |
|---|---|
| Date | Sep 11, 2024 |
| Book Page | 5148/973 |
| Instrument | 5148-0973 |
| Name | METRO BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | CALHOUN AL |
| Recording Date | May 23, 2023 |
| Property Address | 2702 COLDWATER RD, ANNISTON, AL 36201-7108 |
| Document Number | 003318/312 |
| Book / Page | 3318 / 312 |
| Instrument Date | May 23, 2023 |
| Instrument | 3318-0312 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 84 SUZANELL LN, OXFORD, AL 36203-0409 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 7682, OXFORD, AL 36203-7682 |
| Document Number | 0050990194 |
|---|---|
| Date | May 23, 2023 |
| Instrument | 5099/0194 |
| Name | METRO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | CALHOUN AL |
| Recording Date | Dec 16, 2021 |
| Property Address | 2702 COLDWATER RD, ANNISTON, AL 36201-7108 |
| Document Number | 003293/250 |
| Book / Page | 3293 / 250 |
| Instrument Date | Dec 16, 2021 |
| Instrument | 3293-0250 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 45 COLEMAN LN, ANNISTON, AL 36201-7101 |
| Name | Verified Name |
|---|---|
| Address | 84 SUZANELL LN, OXFORD, AL 36203-0409 |
Source: Calhoun County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Calhoun County |
| Municipality | Oxford City |
| Unified School District | Oxford City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,188.00 (+1,642.08%) | ||
| 2025 | $183.00 | $3,860 (-49.87%) | $38,500 (-) Land $38,500 |
| 2024 | $183.00 | $7,700 (-) Land $7,700 | $38,500 (-) Land $38,500 |
| 2023 | $183.00 (+29.79%) | $7,700 (+29.63%) Land $7,700 | $38,500 (+29.63%) Land $38,500 |
| 2022 | $141.00 | $5,940 Land $5,940 | $29,700 Land $29,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 27, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 66% of Alabama |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ANNISTON ALABAMA, THE WWSB OF THE CITY O serves 56,865 people · EPA ID AL0000133 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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