2702 Chardonnay Ln, Lodi, CA 95242 Property Records

San Joaquin County property record for 2702 Chardonnay Ln, Lodi, CA 95242

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,595 sqft · built 2019
Lot Size0.09 acres (3,910 sqft)
Owner2 Individual Names on File
Last Sale$402,000 (Aug 2019)
Tax Bill$5,321 (2026)
Deeds & MortgagesMay 2021 Mortgage
Aug 2019 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN027-440-550-000

Property Details

APN / Parcel Number

Primary APN027-440-550-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,595 sqft Living Area
1st Floor Area1,595 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleCustom Design
Construction TypeWood
Lot Area3,910 sqft (0.09 acres)
Garage Area421 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2702 CHARDONNAY LN
CityLODI
StateCA
Zip95242-8217
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 53 THE VINE UNIT NO 2 AT VINTNERS SQUARE
Legal SubdivisionVINE UN #2
Legal Block1
Legal Lot Number53
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionLODI
Census Block Group1
Census Block1038
Census Tract4104

Owner

2702 Chardonnay Ln is owned and occupied by two individuals who bought it in August 2019.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address2702 CHARDONNAY LN, LODI, CA 95242-8217
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 14, 2021Deed of Trust, Mortgage · VA Mortgage
HOME POINT FINANCIAL CORPORATION
Aug 6, 2019Grant Deed, Subdivision Related Transfer · VA Mortgage
NEW AMERICAN FNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 6, 2019 · Amount on File
Deed SaleAug 6, 2019 · Amount on File
Deed Document Number201983863
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address2702 CHARDONNAY LN, LODI, CA 95242-8217
Transaction TypeMortgage
Record UpdatedJan 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2702 CHARDONNAY LN, LODI, CA 95242-8217

Mortgage

Document Number0000084928
DateMay 14, 2021
Instrument2021-084928
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2051

August 2019: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateAug 6, 2019
Property Address2702 CHARDONNAY LN, LODI, CA 95242-8217
Document Number0000083863
Instrument DateAug 3, 2019
Instrument83863
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 2, 2019
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$442.20
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address2702 CHARDONNAY LN LODI CA 95242, LODI, CA 95242

Mortgage

Document Number83864
DateAug 6, 2019
Instrument83864
Lender
NameNEW AMERICAN FNDG
TypeFunding / Finance Company
AddressTUSTIN, CA 92780
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueAug 5, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 2702 Chardonnay Ln was $5,321 with a homeowner's exemption, up 0.5% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityLodi City
Unified School DistrictLodi Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,321.00 (+0.55%)
2025$5,292.00 Homeowner's exemption$439,101 Land $164,045 Building $275,056
2023$5,085.00 (+2.25%) Homeowner's exemption$422,052 Land $157,676 Building $264,376$484,020
2022$4,973.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2702 Chardonnay Ln in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2702 Chardonnay Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LODI
serves 67,093 people · EPA ID CA3910004
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
unWired Broadband
Fixed Wireless
1,000 / 1,000
Softcom Internet Communications
Fixed Wireless
400 / 50
DigitalPath
Fixed Wireless
200 / 20
Cal.net
Fixed Wireless
100 / 20

May also be available: AT&T, GeoLinks, Matrix Broadband.

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