2702 Bluffs Dr, Largo, FL 33770 Property Records

Pinellas County property record for 2702 Bluffs Dr, Largo, FL 33770

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,952 sqft · built 1980
Lot Size	0.458 acres (19,968 sqft)
Owner	2 Individual Names on Record
Last Sale	$170,600 (Dec 1980)
Tax Bill	$5,585 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C62-000-747-7363-1`

Property Details

APN / Parcel Number

Primary APN	`C62-000-747-7363-1`
Alternative APNs	`32-29-15-09423-000-0340` `152932094230000340` `R353942`

Interior

Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,952 sqft Heated Area
1st Floor Area	2,952 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1999
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	19,968 sqft (0.458 acres)
Lot Dimensions	204 ft deep x 94 ft wide
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	293 sqft
Deck Area	150 sqft
Patio Area	150 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R353942
Old Parcel Number	152932094230000340
Street Address	2702 BLUFFS DR
City	LARGO
State	FL
Zip	33770-2740
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLUFFS, THE LOT 34
Legal Range	15
Legal Township	29
Legal Section	32
Legal Subdivision	BLUFFS
Legal Lot Number	34
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1000
Census Tract	25211

Owner

Source: Pinellas County records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	2702 BLUFFS DR, LARGO, FL 33770-2740
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 20, 2017	Deed of Trust, Mortgage · VA Mortgage JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 1980 · Amount on Record
Deed Sale	Dec 31, 1980 · Amount on Record
Deed Document Number	0004975113
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	2702 BLUFFS DR, LARGO, FL 33770-2740
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2702 BLUFFS DR, LARGO, FL 33770-2740

Mortgage

Document Number	0212762037
Date	Nov 30, 2020
Book Page	21276/2037
Instrument	2020358925

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	2702 BLUFFS DR, LARGO, FL 33770-2740
Document Number	0197181420
Book / Page	019718 / 001420
Instrument Date	Jul 20, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2702 BLUFFS DR LARGO FL 337702740, LARGO, FL 33770-2740

Mortgage

Document Number	0197181420
Date	Jul 26, 2017
Book Page	019718/001420
Instrument	232571

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2047

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,585.00 (+7.32%) Homeowner's exemption	$336,371 (+5.99%)	$799,392 (+32.94%) Land $317,931 Building $481,461
2023	$5,204.00 (+2.85%) Homeowner's exemption	$317,370 (+3%)	$601,308 (+25.07%) Land $306,415 Building $294,893
2022	$5,060.00 Homeowner's exemption	$308,126	$480,779 Land $246,350 Building $234,429

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	3 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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