St. Louis County property record for 2702 Bear Island River Rd, Ely, MN 55731
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,620 sqft · built 1972 |
| Lot Size | 1.11 acres (48,559 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $400,000 (Jul 2021) |
| Tax Bill | $4,594 (2026) |
| Deeds & Mortgages | Jul 2021 Sale & Line of Credit Jan 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 625-0026-00560 |
| Primary APN | 625-0026-00560 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 1,620 sqft Gross Area |
| 1st Floor Area | 1,080 sqft |
| Basement Area | 810 sqft |
| Finished Basement | 810 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 48,559 sqft (1.11 acres) |
| Deck Area | 320 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1173857 |
|---|---|
| Street Address | 2702 BEAR ISLAND RIVER RD |
| City | ELY |
| State | MN |
| Zip | 55731-8310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SMU |
| Legal Description | LOT: 0039 BLOCK:002 SERIAL # |
| Legal Subdivision | FIRST ADDITION TO LAHTIL LAND |
| Legal Block | 2 |
| Legal Lot Number | 39 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | BIRCH LAKE |
| Census Block Group | 2 |
| Census Block | 2092 |
| Census Tract | 15401 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3501 E 3RD ST, DULUTH, MN 55804-1813 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 15, 2021 | Warranty Deed, Transfer · Line of Credit CMG MORTGAGE INC |
| Jan 25, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 15, 2021 · Amount on Record |
| Deed Sale | Jul 15, 2021 · Amount on Record |
| Deed Document Number | 20211419256 |
| Prior Transfer Date | Dec 28, 2016 |
| Prior Transfer Doc | 0001302743 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jul 15, 2021 |
| Property Address | 2702 BEAR ISLAND RIVER RD, ELY, MN 55731-8310 |
| Document Number | 0001419256 |
| Instrument Date | Jul 9, 2021 |
| Instrument | 1419256 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Title Company | NORTHEAST TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,320.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1727 E SUPERIOR ST # 21, 21, DULUTH, MN 55812-2092 |
| Document Number | 0001419257 |
|---|---|
| Date | Jul 15, 2021 |
| Instrument | 1419257 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 21, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jan 25, 2017 |
| Property Address | 2702 BEAR ISLAND RIVER RD, ELY, MN 55731-8310 |
| Document Number | 00A1302743 |
| Instrument Date | Dec 28, 2016 |
| Instrument | A1302743 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2702 BEAR ISLAND RIVER RD ELY MN 557318310, ELY, MN 55731-8310 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Unified School District | Ely Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,594.00 (-0.56%) | ||
| 2025 | $4,620.00 (+24.8%) | $433,800 (-) Land $150,400 Building $283,400 | $433,800 (-) Land $150,400 Building $283,400 |
| 2024 | $3,702.00 | $433,800 (+41.58%) Land $150,400 Building $283,400 | $433,800 (+41.58%) Land $150,400 Building $283,400 |
| 2022 | $306,400 Land $110,300 Building $196,100 | $306,400 Land $110,300 Building $196,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 84% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber | 1,000 / 1,000 |
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