2702 109th St, Toledo, OH 43611 Property Records

Lucas County property record for 2702 109th St, Toledo, OH 43611

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,538 sqft · built 1950
Lot Size	0.25 acres (10,900 sqft)
Owner	Individual Name on Record
Tax Bill	$2,466 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Nov 2024 Transfer
Flood Zone	Zone X (minimal risk)
APN	`02-08884`

Property Details

APN / Parcel Number

Primary APN	`02-08884`
Alternative APN	`10176040`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,538 sqft Living Area
1st Floor Area	1,260 sqft
Attic	Attic
Attic Area	795 sqft
Basement Area	1,260 sqft

Exterior

Year Built	Built 1950
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	10,900 sqft (0.25 acres)
Lot Dimensions	140 ft deep x 78 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2702 109TH ST
City	TOLEDO
State	OH
Zip	43611-2105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10-RS6
Legal Description	BAYHURST ADDITION LOT 59 & W 38 FT 60
Legal Subdivision	BAYHURST ADDITION
Legal Lot Number	59
Jurisdiction	LUCAS OH
Township / Civil Division	TOLEDO
Census Block Group	3
Census Block	3000
Census Tract	5502

Owner

Source: Lucas County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2702 109TH ST, TOLEDO, OH 43611-2105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2021	Deed of Trust, Mortgage · Closed-End Mortgage KEY BANK NA
Nov 26, 2024	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2009
Deed Sale	Sep 4, 2009
Prior Sale	May 22, 2008
Deed Document Number	9205038
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	2702 109TH ST, TOLEDO, OH 43611-2105
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029169
Date	Jun 9, 2021
Instrument	202106090029169

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 10, 2051

November 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LUCAS OH
Recording Date	Nov 26, 2024
Property Address	2702 109TH ST, TOLEDO, OH 43611-2105
Document Number	0000038792
Instrument Date	Aug 28, 2024
Instrument	202411260038792
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Toledo City
Unified School District	Toledo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,466.00 (+9.84%) Homeowner's exemption	$49,280 (-) Land $10,115 Building $39,165
2024	$2,245.00 (+18.28%) Homeowner's exemption	$49,280 (+32.33%) Land $10,115 Building $39,165	$140,800 (+32.33%) Land $28,900 Building $111,900
2023	$1,898.00 (-1.35%) Homeowner's exemption	$37,240 (-) Land $9,660 Building $27,580
2022	$1,924.00 Homeowner's exemption	$37,240 Land $9,660 Building $27,580
2021			$106,400 Land $27,600 Building $78,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1980–2015)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 898 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Cable	1,000 / 20
Starlink Satellite	280 / 30

May also be available: Amplex Wireless, AT&T.

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