Lake County property record for 2701 W 38th Ave, Gary, IN 46408
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,192 sqft · built 1941 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $200,000 (Mar 2025) |
| Tax Bill | $1,165 (2024) |
| Deeds & Mortgages | Mar 2025 Second Mortgage Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-41-49-0338-0033 |
| Primary APN | 001-41-49-0338-0033 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,192 sqft Living Area |
| Basement Area | 1,192 sqft |
| Year Built | Built 1941 |
|---|---|
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 001-41-49-0338-0033 |
|---|---|
| Old Parcel Number | 414903380033 |
| Street Address | 2701 W 38TH AVE |
| City | GARY |
| State | IN |
| Zip | 46408-1913 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WOODLAWN 2ND SUB LOT 33 BLK 9 LOT 34 BLK 9 |
| Legal Subdivision | WOODLAWN 2ND SUB |
| Legal Block | 9 |
| Legal Lot Number | 33,34 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | CALUMET |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 41200 |
2701 W 38th Ave is owned by an individual who bought it in March 2025.
Source: Lake County records, as of March 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2130 AZALEA DR, HIGHLAND, IN 46322-2309 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 6, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage INDIANA HOUSING & COMMUNITY DEVELOPMENT |
| Mar 12, 2021 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Mar 6, 2025 | Warranty Deed, Transfer · Conventional Mortgage T2 FINANCIAL LLC |
| Jul 31, 2024 | Sheriff's Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 6, 2025 · Amount on File |
| Deed Sale | Mar 6, 2025 · Amount on File |
| Prior Sale | Jul 31, 2024 · Amount on File |
| Deed Document Number | 2025-507617 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 2701 W 38TH AVE, GARY, IN 46408-1913 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 2701 W 38TH AVE, GARY, IN 46408-1913 |
| Document Number | 0000007619 |
|---|---|
| Date | Mar 6, 2025 |
| Instrument | 2025-507619 |
| Name | INDIANA HOUSING & COMMUNITY DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Address | GARY, IN 46408 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 2701 W 38TH AVE, GARY, IN 46408-1913 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Title Company | UNKNOWN, FAMS DTO |
| Name | Verified Name |
|---|
| Document Number | 0000022539 |
|---|---|
| Date | Mar 12, 2021 |
| Instrument | 2021-022539 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 296 Months |
| Due | Nov 1, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Mar 6, 2025 |
| Property Address | 2701 W 38TH AVE, GARY, IN 46408-1913 |
| Document Number | 0000007617 |
| Map Reference | MB 21 PG 47 |
| Instrument Date | Mar 5, 2025 |
| Instrument | 2025-507617 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Title Company | UNKNOWN, MERIDIAN TITLE CORPORATION |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2701 W 38TH AVE, GARY, IN 46408-1913 |
| Document Number | 0000007618 |
|---|---|
| Date | Mar 6, 2025 |
| Instrument | 2025-507618 |
| Name | T2 FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2055 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Jul 31, 2024 |
| Property Address | 2701 W 38TH AVE, GARY, IN 46408-1913 |
| Document Number | 0000020209 |
| Map Reference | MB 21 PG 47 |
| Instrument Date | Jul 5, 2024 |
| Instrument | 2024-020209 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 6, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2130 AZALEA DR, HIGHLAND, IN 46322-2309 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | Calumet Township |
| Municipality | Gary City |
| Unified School District | Lake Ridge Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $145,400 (+35%) Land $10,600 Building $134,800 | $145,400 (+35%) Land $10,600 Building $134,800 | |
| 2024 | $1,165.00 | $107,700 (+1.6%) Land $10,400 Building $97,300 | $107,700 (+1.6%) Land $10,400 Building $97,300 |
| 2023 | $106,000 (+6.32%) Land $10,400 Building $95,600 | $106,000 (+6.32%) Land $10,400 Building $95,600 | |
| 2022 | $997.00 Homeowner's exemption | $99,700 Land $7,800 Building $91,900 | $99,700 Land $7,800 Building $91,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2701 W 38th Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1985) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 1985 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2701 W 38th Ave is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · above 45% of Indiana |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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