2701 Three Top Rd, Creston, NC 28615 Property Records

Ashe County property record for 2701 Three Top Rd, Creston, NC 28615

Property Summary

Property Type	Single Family Home
Details	1,632 sqft · built 1999
Lot Size	4.58 acres (199,810 sqft)
Owner	Individual Name on File
Tax Bill	$1,324 (2025)
Deeds & Mortgages	Oct 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03084-281`

Property Details

APN / Parcel Number

Primary APN	`03084-281`
Alternative APN	`117737`

Interior

Plumbing Fixtures	8 Plumbing Fixtures
Building Area	1,632 sqft Heated Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2005
Architectural Style	Conventional
Lot Area	199,810 sqft (4.58 acres)

Location & Zoning

Account Number	117737
Street Address	2701 THREE TOP RD
City	CRESTON
State	NC
Zip	28615-9451
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4.587 AC
Jurisdiction	ASHE NC
Township / Civil Division	CRESTON
Census Block Group	3
Census Block	3025
Census Tract	970400

Owner

Source: Ashe County records · APN 03084-281

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2701 THREE TOP RD, CRESTON, NC 28615-9451
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Oct 10, 2024
Property Address	2701 THREE TOP RD, CRESTON, NC 28615-9451
Document Number	00567/1968
Book / Page	567 / 1968
Instrument Date	Sep 20, 2024
Instrument	4747
Transaction Type	Transfer
Record Updated	Jun 09, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$590.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 961, SNEADS FERRY, NC 28460-0961

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2701 THREE TOP RD, CRESTON, NC 28615-9451
Investor	Possibly a Property Investor

Mortgage

Document Number	00567/1971
Date	Oct 10, 2024
Book Page	567/1971
Instrument	4748

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company
Address	3060 WILLIAMS DR STE 600, FAIRFAX, VA 22031

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2054

Tax Assessment & Valuation

Source: Ashe County records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Unified School District	Ashe County Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 2, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	15 (1979–2024)
Claims Outside the SFHA	6 of 15
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims

Wildfire

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Loretto Telephone Company Fiber	2,000 / 2,000

Based on FCC filings for 9 locations within half a mile of this property.

Cell Coverage

No cell data coverage reported

Nearby Properties on Three Top Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures