2701 Summerhill Ln, Champaign, IL 61822 Property Records

Champaign County property record for 2701 Summerhill Ln, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,298 sqft · built 1997
Lot Size	0.288 acres (12,527 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Sep 2026)
Tax Bill	$11,509 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`46-20-28-205-021`

Property Details

APN / Parcel Number

Primary APN	`46-20-28-205-021`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,298 sqft Building Perimeter
1st Floor Area	1,298 sqft
Basement Area	1,298 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Stucco
Foundation Type	Concrete
Roof Material	Other
Lot Area	12,527 sqft (0.288 acres)
Garage Area	746 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Deck Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	2701 SUMMERHILL LN
City	CHAMPAIGN
State	IL
Zip	61822-9370
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 435 ROBESON MEADOWS WEST SUB NO 4
Legal Range	08E
Legal Township	19N
Legal Section	28
Legal Subdivision	ROBESON MEADOWS WEST SUB NO 4
Legal Lot Number	435
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	1
Census Block	1014
Census Tract	1204

Owner

Source: Champaign County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2701 SUMMERHILL LN, CHAMPAIGN, IL 61822-9370
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Warranty Deed, Transfer · Conventional Mortgage NFM LENDING
Apr 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage HICKORY POINT BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2026 · Amount on Record
Deed Sale	Sep 10, 2026 · Amount on Record
Deed Document Number	202614195
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Sep 10, 2026
Property Address	2701 SUMMERHILL LN, CHAMPAIGN, IL 61822-9370
Document Number	0000014195
Instrument Date	Sep 3, 2026
Instrument	202614195
Transaction Type	Transfer
Record Updated	Sep 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$68,175.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2701 SUMMERHILL LN, CHAMPAIGN, IL 61822-9370

Mortgage

Document Number	0000014197,
Date	Sep 10, 2026
Instrument	202614197

Lender

Name	NFM LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.88%
Initial Type	Fixed Rate
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	2701 SUMMERHILL LN, CHAMPAIGN, IL 61822-9370
Transaction Type	Mortgage
Record Updated	Apr 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008215
Date	Apr 8, 2021
Instrument	2021R08215

Lender

Name	HICKORY POINT BANK & TRUST
Type	Bank
Address	DECATUR, IL 62525

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,509.00 (+4.86%)	$147,960 (+33.55%) Land $29,030 Building $118,930	$443,880 (+33.55%) Land $87,090 Building $356,790
2024	$10,976.00 (+13.91%)
2022	$9,636.00 Homeowner's exemption	$110,790 Land $21,730 Building $89,060	$332,370 Land $65,190 Building $267,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Mediacom Xtream, Nextlink.

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