2701 State Rte 7, Cobleskill, NY 12043 Property Records

Schoharie County and Cobleskill Town property record for 2701 State Rte 7, Cobleskill, NY 12043

Property Summary

Property Type	Vehicle Sales & Rentals
Details	4,272 sqft · built 1971
Lot Size	2.69 acres (117,176 sqft)
Owner	Individual Name on File
Last Sale	$198,000 (Jan 2001)
Tax Bill	$8,305 (2026)
Deeds & Mortgages	Nov 2023 Line of Credit Aug 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`432689 57.-5-30`

Property Details

APN / Parcel Number

Primary APN	`432689 57.-5-30`
Alternative APNs	`268905700000050300000000` `435J175052`

Interior

Stories	1 Story
Building Area	4,272 sqft Gross Area

Exterior

Year Built	Built 1971
Effective Year Built	Effective 2010
Lot Area	117,176 sqft (2.69 acres)
Lot Width	258 ft Width

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Porch	Slab
Canopy	253 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	435J175052
Street Address	2701 STATE ROUTE 7
City	COBLESKILL
State	NY
Zip	12043-5427
Property Category	Commercial
Property Type	Commercial > Retail > Vehicle Sales & Rentals
Local Zoning Code	B3
Legal Block	5
Legal Lot Number	30.000
Jurisdiction	SCHOHARIE NY
Township / Civil Division	COBLESKILL
Census Block Group	2
Census Block	2031
Census Tract	740200

Owner

2701 State Rte 7, a commercial property, is owned by an individual who acquired it in November 2008.

Source: Schoharie County and Cobleskill Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	2701 STATE ROUTE 7, COBLESKILL, NY 12043-5427
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF RICHMONDVILLE
Aug 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF RICHMONDVILLE
Jan 18, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF RICHMONDVILLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 16, 2001 · Amount on File
Deed Sale	Jan 16, 2001 · Amount on File
Deed Book / Page	688 / 79
Last Transfer Date	Nov 18, 2008
Transfer Doc	0000000872/000000007
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHOHARIE NY
Property Address	2701 STATE ROUTE 7, COBLESKILL, NY 12043-5427
Transaction Type	Mortgage
Record Updated	Nov 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002058/157
Date	Nov 1, 2023
Book Page	2058/157
Instrument	823213

Lender

Name	BANK OF RICHMONDVILLE

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHOHARIE NY
Property Address	2701 STATE ROUTE 7, COBLESKILL, NY 12043-5427
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1950/72
Date	Aug 26, 2021
Book Page	1950/72
Instrument	795080

Lender

Name	BANK OF RICHMONDVILLE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Sep 1, 2031

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHOHARIE NY
Property Address	2701 STATE ROUTE 7, COBLESKILL, NY 12043-5427
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001748/0000000115
Date	Jan 18, 2017
Book Page	0000001748/0000000115
Instrument	000000710835

Lender

Name	BANK OF RICHMONDVILLE

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 2701 State Rte 7 was $8,305, up 6.1% from the year before.

Source: Schoharie County and Cobleskill Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Cobleskill Town
Unified School District	Cobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,305.00 (+6.08%)
2025	$7,829.00	$172,300 Land $30,700 Building $141,600	$351,633 Land $62,653 Building $288,980
2023		$172,300 Land $30,700 Building $141,600	$302,281 Land $53,860 Building $248,421
2020	$7,620.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2701 State Rte 7 in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1996–2011)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims Hurricane Irene, Sep 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2701 State Rte 7 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: MIDTEL.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on State Rte 7

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