2701 Setzers Gap Rd, Lenoir, NC 28645 Property Records

Caldwell County property record for 2701 Setzers Gap Rd, Lenoir, NC 28645

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 984 sqft · built 1937
Lot Size	3.75 acres (163,350 sqft)
Owner	Individual Name on Record
Last Sale	$85,000 (Aug 2017)
Tax Bill	$725 (2026)
Deeds & Mortgages	Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10 1 1 1`

Property Details

APN / Parcel Number

Primary APN	`10 1 1 1`
Alternative APN	`162047`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	984 sqft Heated Area
Gross Area	1,494 sqft
1st Floor Area	984 sqft
Basement Area	492 sqft
Unfinished Basement	492 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1970
Exterior Material	Wood Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	163,350 sqft (3.75 acres)
Porch	Slab
Porch Area	18 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	162047
Street Address	2701 SETZERS GAP RD
City	LENOIR
State	NC
Zip	28645-7857
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1925 PG 1666 YR 2017 ST 170.00
Jurisdiction	CALDWELL NC
Township / Civil Division	MULBERRY
Census Block Group	1
Census Block	1008
Census Tract	30200

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2701 SETZERS GAP RD, LENOIR, NC 28645-7857
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2017 · Amount on Record
Deed Sale	Aug 30, 2017 · Amount on Record
Prior Sale	Jan 17, 2002 · Amount on Record
Deed Book / Page	1925 / 1666
Record Updated	Oct 29, 2026

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Aug 30, 2017
Property Address	2701 SETZERS GAP RD, LENOIR, NC 28645-7857
Document Number	0010014621
Book / Page	001925 / 001666
Instrument Date	Aug 30, 2017
Instrument	10014621
Transaction Type	Transfer
Record Updated	Oct 25, 2017

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$170.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2701 SETZERS GAP RD LENOIR NC 286457857, LENOIR, NC 28645-7857

Mortgage

Document Number	10014622
Date	Aug 30, 2017
Book Page	001925/001669
Instrument	10014622

Lender

Name	STATE EMPS FCU
Type	Credit Union
Address	RALEIGH, NC 27611-5279

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.62%

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$725.00 (-20.42%)	$113,900 (-) Land $28,700 Building $85,200
2025	$911.00 (+73.52%)	$113,900 (+66.52%) Land $28,700 Building $85,200	$113,900 (+66.52%) Land $28,700 Building $85,200
2023		$68,400 (-) Land $27,000 Building $41,400	$68,400 (-) Land $27,000 Building $41,400
2022	$525.00	$68,400 Land $27,000 Building $41,400	$68,400 Land $27,000 Building $41,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALDWELL COUNTY WATER--WEST serves 8,763 people · EPA ID NC0114045
Water Source	Purchased surface water from CITY OF LENOIR
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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