Stanislaus County property record for 2701 River Valley Cir, Modesto, CA 95351
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,114 sqft · built 1996 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $288,000 (Sep 2016) |
| Tax Bill | $3,951 (2026) |
| Deeds & Mortgages | Sep 2025 Line of Credit Nov 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 039-055-075-000 |
| Primary APN | 039-055-075-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,114 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Construction Type | Wood |
| Lot Area | 6,098 sqft (0.14 acres) |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | In-Ground Pool |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2701 RIVER VALLEY CIR |
|---|---|
| City | CERES |
| State | CA |
| Zip | 95307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVERPARK EST BLK 8506 LOT 19 |
| Legal Subdivision | RIVERPARK |
| Legal Block | 8506 |
| Legal Lot Number | 19 |
| Jurisdiction | STANISLAUS CA |
| Township / Civil Division | MODESTO |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 2701 |
2701 River Valley Cir is owned and occupied by two individuals who bought it in September 2016.
Source: Stanislaus County records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2701 RIVER VALLEY CIR, MODESTO, CA 95351-6836 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 23, 2025 | Deed of Trust, Mortgage · Line of Credit PENTAGON FCU |
| Nov 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB |
| Jan 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Feb 24, 2020 | Deed of Trust, Mortgage · Line of Credit BBVA USA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 23, 2016 · Amount on File |
| Deed Sale | Sep 23, 2016 · Amount on File |
| Prior Sale | Oct 20, 2010 · Amount on File |
| Deed Document Number | 201673652 |
| Prior Transfer Date | Sep 9, 2016 |
| Prior Transfer Doc | 0000073651 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 2701 RIVER VALLEY CIR, MODESTO, CA 95351-6836 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2025 |
| Title Company | TITLE CONNECTION, TITLE CONNECT INC |
| Name | Verified Name |
|---|---|
| Address | 2701 RIVER VALLEY CIR, MODESTO, CA 95351-6836 |
| Document Number | 0000046330 |
|---|---|
| Date | Sep 23, 2025 |
| Instrument | 2025-0046330 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | MC LEAN, VA 22102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 2701 RIVER VALLEY CIR, MODESTO, CA 95351-6836 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2021 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|---|
| Address | 2701 RIVER VALLEY CIR, MODESTO, CA 95351-6836 |
| Document Number | 0000102659 |
|---|---|
| Date | Nov 3, 2021 |
| Instrument | 2021-0102659 |
| Name | NORTH AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | GRANDVIEW, MO 64030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 2701 RIVER VALLEY CIR, MODESTO, CA 95351-6836 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | BOSTON NATIONAL TTL AGCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000000287 |
|---|---|
| Date | Jan 6, 2020 |
| Instrument | 2020-0000287 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Feb 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 2701 RIVER VALLEY CIR, MODESTO, CA 95351-6836 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000012243 |
|---|---|
| Date | Feb 24, 2020 |
| Instrument | 2020-0012243 |
| Name | BBVA USA |
|---|---|
| Type | Bank |
| Address | HOUSTON, TX 77210 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Feb 6, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 2701 River Valley Cir was $3,951.
Source: Stanislaus County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Stanislaus County |
| Municipality | Ceres City |
| Unified School District | Ceres Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $3,951.00 | $340,924 (+2%) Land $112,457 Building $228,467 |
| 2025 | $3,951.00 | $334,240 Land $110,252 Building $223,988 |
| 2023 | $3,604.00 (+0.87%) | $321,264 Land $105,972 Building $215,292 |
| 2022 | $3,573.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2701 River Valley Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2701 River Valley Cir has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CERES serves 54,513 people · EPA ID CA5010028 |
|---|---|
| Water Source | Purchased surface water from STANISLAUS REGIONAL WATER AUTHORITY |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 697 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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