2701 Ray Rd, Oxford, MI 48370 Property Records

Oakland County property record for 2701 Ray Rd, Oxford, MI 48370

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,312 sqft · built 1979
Lot Size	9.51 acres (414,256 sqft)
Owner	2 Individual Names on File
Last Sale	$493,000 (Aug 2018)
Tax Bill	$5,985 (2025)
Deeds & Mortgages	Apr 2022 Transfer May 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`A-05-17-351-012`

Property Details

APN / Parcel Number

Primary APN	`A-05-17-351-012`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,312 sqft Living Area
1st Floor Area	1,613 sqft
Basement Area	629 sqft
Unfinished Basement	629 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Tri-Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	414,256 sqft (9.51 acres)
Terrain	Wooded
Garage Area	459 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	96 sqft
Deck Area	379 sqft
Patio Area	1,375 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2701 RAY RD
City	OXFORD
State	MI
Zip	48370-2042
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SELECTCODE
Legal Description	T5N, R11E, SEC 17 PART OF SW 1/4 OF SW 1/4 BEG AT PT DIST S 88-36-40 E 976.98 FT FROM SW SEC COR, TH S 88-36-40 E 328.41 FT, TH N 02-21-15 E 1334.44 FT, TH N 88-28-45 W 307.49 FT, TH S 03-15-00 W 1336.04 FT TO BEG 9.74 A
Legal Range	11E
Legal Township	05N
Legal Section	17
Jurisdiction	OAKLAND MI
Township / Civil Division	ADDISON
Census Block Group	1
Census Block	1003
Census Tract	120300

Owner

2701 Ray Rd is owned and occupied by two individuals who acquired it in April 2022.

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2701 RAY RD, OXFORD, MI 48370-2042
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2022	Intrafamily Transfer, Transfer
May 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 20, 2018	Quit Claim Deed, Transfer Quitclaim
Aug 17, 2018	Warranty Deed, Transfer
Feb 3, 2017	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2018 · Amount on File
Deed Sale	Aug 17, 2018 · Amount on File
Prior Sale	Feb 3, 2017 · Amount on File
Deed Document Number	2018137003
Deed Book / Page	52103 / 506
Last Transfer Date	Apr 6, 2022
Transfer Doc	0000363812
Record Updated	Sep 20, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Apr 8, 2022
Property Address	2701 RAY RD, OXFORD, MI 48370-2042
Document Number	0000363812
Book / Page	57669 / 229
Instrument Date	Apr 6, 2022
Instrument	363812
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2701 RAY RD, 2701, OXFORD, MI 48370-2042

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2701 RAY RD, OXFORD, MI 48370-2042

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	2701 RAY RD, OXFORD, MI 48370-2042
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	JCT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000100944
Date	May 26, 2020
Book Page	54258/511
Instrument	100944

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	337 Months
Due	Jun 1, 2048

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Sep 20, 2018
Property Address	2701 RAY RD, OXFORD, MI 48370-2042
Document Number	0000154659
Book / Page	052198 / 000615
Instrument Date	Sep 19, 2018
Instrument	154659
Transaction Type	Transfer
Record Updated	Oct 15, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2701 RAY RD OXFORD MI 483702042, OXFORD, MI 48370-2042

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Aug 17, 2018
Property Address	2701 RAY RD, OXFORD, MI 48370-2042
Document Number	0000137003
Book / Page	52103 / 00506
Instrument Date	Aug 7, 2018
Instrument	137003
Transaction Type	Transfer
Record Updated	Jun 29, 2021

Transaction

Amount	Amount on Record
Tax	$4,239.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2701 RAY RD, 2701, OXFORD, MI 48370-2042

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2701 RAY RD, OXFORD, MI 48370-2042

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Feb 3, 2017
Property Address	2701 RAY RD, OXFORD, MI 48370-2042
Document Number	0000021358
Book / Page	50353 / 00241
Instrument Date	Jan 30, 2017
Instrument	021358
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	FIRST AMERICAN TITLE INSURAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,917.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2701 RAY RD, 2701, OXFORD, MI 48370-2042

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2701 RAY RD, OXFORD, MI 48370-2042

Mortgage

Document Number	0000021359
Date	Feb 3, 2017
Instrument	021359

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2047

Mortgage

Document Number	0000021361
Date	Feb 3, 2017
Book Page	50353/00259
Instrument	021361

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 10, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 2701 Ray Rd was $5,985 with a homeowner's exemption, down 32.3% from the year before.

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Addison Township
Unified School District	Oxford Area Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,985.00 (-32.26%) Homeowner's exemption	$311,630	$623,260
2024	$8,835.00
2023		$266,490	$532,980
2021	$7,382.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2701 Ray Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2701 Ray Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T DSL	25 / 5

May also be available: Spectrum, T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Ray Rd

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