2701 Pine St, Rock Falls, IL 61071 Property Records

Whiteside County property record for 2701 Pine St, Rock Falls, IL 61071

Property Summary

Property Type	Single Family Home
Lot Size	0.196 acres (8,550 sqft)
Owner	Individual Name on File
Last Sale	$79,000 (Jul 2020)
Tax Bill	$1,557 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1702208001`

Property Details

APN / Parcel Number

Primary APN	`1702208001`
Alternative APN	`105379`

Exterior

Lot Area	8,550 sqft (0.196 acres)
Lot Dimensions	150 ft deep x 57 ft wide

Location & Zoning

Account Number	105379
Street Address	2701 PINE ST
City	ROCK FALLS
State	IL
Zip	61071-3630
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	YEOWARDS 3RD SUB LOT 7 BLK 3 48000X
Legal Subdivision	YEOWARDS THIRD SUBDIVISION
Legal Block	3
Jurisdiction	WHITESIDE IL
Township / Civil Division	MONTMORENCY
Census Block Group	3
Census Block	3042
Census Tract	1700

Owner

2701 Pine St is owned and occupied by an individual who bought it in July 2020.

Source: Whiteside County records, as of July 13, 2026

Owner of Record	Individual Name on File
Mailing Address	2701 PINE ST, ROCK FALLS, IL 61071-3630
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2022	Deed of Trust, Mortgage · FHA Mortgage UNITED STATES OF AMERICA
Jul 7, 2020	Warranty Deed, Transfer IXONIA BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2020 · Amount on File
Deed Sale	Jul 7, 2020 · Amount on File
Prior Sale	Feb 14, 2014 · Amount on File
Deed Document Number	20203985
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	2701 PINE ST, ROCK FALLS, IL 61071-3630
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000007234
Date	Dec 6, 2022
Instrument	2022-07234

Lender

Name	UNITED STATES OF AMERICA

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Jul 7, 2020
Property Address	2701 PINE ST, ROCK FALLS, IL 61071-3630
Document Number	0000003985
Instrument Date	Jun 30, 2020
Instrument	3985
Transaction Type	Transfer
Record Updated	Jul 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$119.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1001 W 6TH ST STERLING IL 610813217, STERLING, IL 61081-3217

Mortgage

Document Number	3986
Date	Jul 7, 2020
Instrument	3986

Lender

Name	IXONIA BK
Type	Bank
Address	WAUKESHA, WI 53186

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 6, 2050

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

The 2025 property tax bill for 2701 Pine St was $1,557.

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Montmorency Township
Elementary School District	Montmorency Community Consolidated School District 145 (KG - 08)
Secondary School District	Rock Falls Township High School District 301 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,557.00	$24,590 Land $2,284 Building $22,306
2024			$73,770 Land $6,852 Building $66,918

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2701 Pine St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1979)
Most Recent Claim	Mar 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2701 Pine St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCK FALLS serves 8,620 people · EPA ID IL1950450
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Rise Broadband.

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