2701 Garfield St, San Mateo, CA 94403 Property Records

San Mateo County property record for 2701 Garfield St, San Mateo, CA 94403

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,041 sqft · built 1941
Lot Size	0.115 acres (5,022 sqft)
Owner	2 Company Names on Record
Last Sale	$400,000 (Jul 2007)
Tax Bill	$3,455 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Aug 2017 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`039-382-150`

Property Details

APN / Parcel Number

Primary APN	`039-382-150`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,041 sqft Living Area
1st Floor Area	810 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Lot Area	5,022 sqft (0.115 acres)
Lot Dimensions	84 ft deep x 60 ft wide
View / Lot	Corner
Garage Area	210 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2701 GARFIELD ST
City	SAN MATEO
State	CA
Zip	94403-2424
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20000
Legal Description	60 FT ON 27TH AVE X 83.7 FT ON GARFIELD ST PTN LOT 18 SUB OFLOTS 1 2 19 21 OF BERESFORD PARK RSM A/17 CITY OF SAN MATEO
Legal Subdivision	BERESFORD PARK
Legal Lot Number	18
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	3
Census Block	3014
Census Tract	607400

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	6910 BOARDWALK DR, GRANITE BAY, CA 95746-9242
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Aug 24, 2017	Deed of Trust, Mortgage · Line of Credit FREMONT BANK
Sep 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK
Oct 30, 2019	Deed of Trust, Mortgage · Line of Credit FREMONT BANK
Apr 1, 2020	Deed of Trust, Mortgage · Line of Credit FREMONT BANK
Apr 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2007 · Amount on Record
Deed Sale	Jul 19, 2007 · Amount on Record
Deed Document Number	2007109416
Prior Transfer Date	Jul 12, 2007
Prior Transfer Doc	0000109416
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	2701 GARFIELD ST, SAN MATEO, CA 94403-2424
Transaction Type	Mortgage
Record Updated	Oct 25, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6910 BOARDWALK DR, GRANITE BAY, CA 95746-9242

Mortgage

Document Number	0000135009
Date	Sep 21, 2021
Instrument	2021-135009

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	2701 GARFIELD ST, SAN MATEO, CA 94403-2424
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE OFS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000074145
Date	Aug 24, 2017
Instrument	2017-074145

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 18, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	2701 GARFIELD ST, SAN MATEO, CA 94403-2424
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CALATLANTIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000079092
Date	Sep 26, 2019
Instrument	2019-079092

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2034

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	2701 GARFIELD ST, SAN MATEO, CA 94403-2424
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000090498
Date	Oct 30, 2019
Instrument	2019-090498

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 25, 2049

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	2701 GARFIELD ST, SAN MATEO, CA 94403-2424
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029930
Date	Apr 1, 2020
Instrument	2020-029930

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Mar 23, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	2701 GARFIELD ST, SAN MATEO, CA 94403-2424
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029931
Date	Apr 1, 2020
Instrument	2020-029931

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	San Mateo City
Elementary School District	San Mateo-Foster City Elementary School District (KG - 08)
Secondary School District	San Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$119,992 (+2%) Land $40,029 Building $79,963
2025	$3,455.00 (+9.13%)	$117,641 (+4.04%) Land $39,245 Building $78,396
2023	$3,166.00 (-0.69%)	$113,076 Land $37,722 Building $75,354	$1,477,260
2022	$3,188.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1978–1986)
Most Recent Claim	Feb 1986 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - SAN MATEO private · serves 103,536 people · EPA ID CA4110008
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Etheric Networks, GeoLinks.

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