2701 Eldridge Ave, Bellingham, WA 98225 Property Records

Whatcom County property record for 2701 Eldridge Ave, Bellingham, WA 98225

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,380 sqft · built 1890
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$1,170,000 (Jan 2026)
Tax Bill	$9,398 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`561864`

Property Details

APN / Parcel Number

Primary APN	`561864`
Alternative APNs	`380224 086013 0000` `50635`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,380 sqft Living Area
1st Floor Area	1,480 sqft
2nd Floor Area	900 sqft
Basement Area	330 sqft
Unfinished Basement	330 sqft

Exterior

Year Built	Built 1890
Architectural Style	Split Level
Exterior Material	Combination
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Porch	Porch
Porch Area	98 sqft
Deck Area	317 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	561864
Street Address	2701 ELDRIDGE AVE
City	BELLINGHAM
State	WA
Zip	98225-2017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS5.0
Legal Description	REED'S ADD TO WHATCOM THAT PTN OF LOT 3 LY N OF GREAT NORTHERN RR CO'S R/W
Legal Range	02
Legal Township	38
Legal Section	24
Legal Subdivision	REED'S ADD TO WHATCOM
Legal Lot Number	3
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	1
Census Block	1015
Census Tract	402

Owner

2701 Eldridge Ave is owned and occupied by an individual who bought it in January 2026.

Source: Whatcom County records, as of March 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2701 ELDRIDGE AVE, BELLINGHAM, WA 98225-2017
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage HERITAGE SOUTHEAST BANK
Jan 29, 2026	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Jun 11, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2026 · Amount on File
Deed Sale	Jan 29, 2026 · Amount on File
Prior Sale	Jun 11, 2019
Deed Document Number	2026-0102048
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	2701 ELDRIDGE AVE, BELLINGHAM, WA 98225-2017
Transaction Type	Mortgage
Record Updated	Feb 5, 2026
Title Company	GUARDIAN ANGEL TITLE, GUARDIAN NORTHWEST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000301141
Date	Mar 5, 2021
Instrument	2021-0301141

Lender

Name	HERITAGE SOUTHEAST BANK
Type	Bank
Address	OLYMPIA, WA 98501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Jan 29, 2026
Property Address	2701 ELDRIDGE AVE, BELLINGHAM, WA 98225-2017
Document Number	0000102048
Map Reference	VOL 4 PG 16
Instrument Date	Jan 21, 2026
Instrument	2026-0102048
Transaction Type	Transfer
Record Updated	Feb 5, 2026
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$19,886.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2701 ELDRIDGE AVE, BELLINGHAM, WA 98225-2017

Mortgage

Document Number	0000102049
Date	Jan 29, 2026
Instrument	2026-0102049

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Jun 11, 2019
Property Address	2701 ELDRIDGE AVE, BELLINGHAM, WA 98225-2017
Document Number	2190601191
Instrument Date	May 16, 2019
Instrument	601191
Transaction Type	Transfer
Record Updated	Jun 20, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2701 ELDRIDGE AVE BELLINGHAM WA 982252017, BELLINGHAM, WA 98225-2017

Tax Assessment & Valuation

The 2025 property tax bill for 2701 Eldridge Ave was $9,398, up 0.4% from the year before.

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
Municipality	Bellingham City
County	Whatcom County
Unified School District	Bellingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,398.00 (+0.44%)	$1,149,163 (+0.44%) Land $523,230 Building $625,933	$1,149,163 (+0.44%) Land $523,230 Building $625,933
2024	$9,357.00	$1,144,090 Land $520,920 Building $623,170	$1,144,090 Land $520,920 Building $623,170
2022		$986,286 Land $449,070 Building $537,216	$986,286 Land $449,070 Building $537,216
2021	$6,484.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2701 Eldridge Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2701 Eldridge Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELLINGHAM-WATER DIVISION serves 141,127 people · EPA ID WA5305600
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, Verizon.

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