2701 3rd St, Bay City, TX 77414 Property Records

Matagorda County property record for 2701 3rd St, Bay City, TX 77414

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,720 sqft · built 1960
Lot Size	0.344 acres (14,985 sqft)
Owner	Individual Name on File
Last Sale	$98,800 (Apr 2020)
Tax Bill	$3,495 (2026)
Deeds & Mortgages	Apr 2020 Mortgage May 2019 Mortgage
Flood Zone	Zone AE (high risk)
APN	`2861-0100-001100`

Property Details

APN / Parcel Number

Primary APN	`2861-0100-001100`
Alternative APN	`39040`

Interior

Full Baths	1 Bath
Building Area	1,720 sqft Living Area
Gross Area	2,602 sqft
1st Floor Area	1,720 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Wood Siding
Roof Material	Wood
Lot Area	14,985 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	690 sqft
Porch	Porch
Porch Area	192 sqft

Location & Zoning

Account Number	2861-0100-001100
Street Address	2701 3RD ST
City	BAY CITY
State	TX
Zip	77414-6302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAGILLS S/D LOTS 11 & 12 BLK 10
Legal Subdivision	MAGILLS ADDITION
Legal Block	10
Jurisdiction	MATAGORDA TX
Township / Civil Division	BAY CITY
Census Block Group	3
Census Block	3060
Census Tract	730301

Owner

2701 3rd St is owned and occupied by an individual who bought it in April 2020.

Source: Matagorda County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	2701 3RD ST, BAY CITY, TX 77414-6302
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2020	Vendor's Lien, Transfer · Conventional Mortgage TEXAS DOW EMPLOYEES CU
May 7, 2019	Vendor's Lien, Transfer · Commercial Mortgage NEWFIRST NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2020 · Amount on File
Deed Sale	Apr 20, 2020 · Amount on File
Prior Sale	May 7, 2019 · Amount on File
Deed Document Number	20201944
Record Updated	Oct 29, 2026

April 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MATAGORDA TX
Recording Date	Apr 20, 2020
Property Address	2701 3RD ST, BAY CITY, TX 77414-6302
Document Number	2020001944
Map Reference	VOL 40 PG 1
Instrument Date	Apr 20, 2020
Instrument	2020-001944
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	BAY CITY ABSTRACT & BTITLE C

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1836 SHADYLANE STREET, 1836, RICHMOND, TX 77469

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2701 3RD ST, BAY CITY, TX 77414-6302

Mortgage

Document Number	2020001945
Date	Apr 20, 2020
Instrument	2020-001945

Lender

Name	TEXAS DOW EMPLOYEES CU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	May 1, 2030
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	7%
Index	1-Year CMT
Max Rate	11%

May 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MATAGORDA TX
Recording Date	May 7, 2019
Property Address	2701 3RD ST, BAY CITY, TX 77414-6302
Document Number	2019002419
Map Reference	VOL 40 PG 1
Instrument Date	May 1, 2019
Instrument	2019-002419
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	SUPERIOR ABSTRACT & TTL LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 311, NEEDVILLE, TX 77461-0311

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2001 SHADYLANE ST, RICHMOND, TX 77469-5028

Mortgage

Document Number	2019002420
Date	May 7, 2019
Instrument	2019-002420

Lender

Name	NEWFIRST NATIONAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	May 1, 2024

Tax Assessment & Valuation

The 2026 property tax bill for 2701 3rd St was $3,495 with a homeowner's exemption, up 95.8% from the year before.

Source: Matagorda County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Bay City
County	Matagorda County
Unified School District	Bay City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,495.00 (+95.8%) Homeowner's exemption	$157,840 (-5.39%) Land $30,000 Building $127,840	$157,840 (-5.39%) Land $30,000 Building $127,840
2025	$1,785.00 Homeowner's exemption	$166,840 Land $34,000 Building $132,840	$166,840 Land $34,000 Building $132,840
2023		$127,060 Land $20,000 Building $107,060	$127,060 Land $20,000 Building $107,060
2022	$2,993.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2701 3rd St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 42 policies
Nearby Flood Policies	42 in force
Nearby Flood Claims	36 (1979–2017)
Claims Outside the SFHA	7 of 36
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 3 claims Tropical Storm Fay, Sep 2002 · 2 claims Hurricane Georges, Sep 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2701 3rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BAY CITY serves 18,061 people · EPA ID TX1610001
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic resolved · Apr 2024
Treatment and Procedure	Coliform assessment Aug 2025
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Sparklight Cable	1,000 / 50
TISD Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20
Skynet Fixed Wireless	100 / 50

May also be available: Nextlink, YK Communications.

Nearby Properties on 3rd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures