2700 Terrace Ln, Springfield, IL 62703 Property Records

Sangamon County property record for 2700 Terrace Ln, Springfield, IL 62703

Property Summary

Property TypeSingle Family Home
Lot Size0.173 acres (7,567 sqft)
OwnerIndividual Name on File
Last Sale$150,000 (Jul 2018)
Tax Bill$3,985 (2025)
Deeds & MortgagesJan 2021 Mortgage
Feb 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN14-36.0-352-005

Property Details

APN / Parcel Number

Primary APN14-36.0-352-005
Alternative APN
  • 14360352005 (CHECK DIGIT = 5)

Exterior

Lot Area7,567 sqft (0.173 acres)

Location & Zoning

Account Number14360352005
Street Address2700 TERRACE LN
CitySPRINGFIELD
StateIL
Zip62703-6408
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 37 SOUTH GRAND POINTE 2ND ADDN (7567 SQ FT)
Legal SubdivisionSOUTH GRAND POINTE-SECOND ADD
Legal Lot Number37
JurisdictionSANGAMON IL
Township / Civil DivisionCAPITAL
Census Block Group3
Census Block3001
Census Tract1600

Owner

2700 Terrace Ln is owned and occupied by an individual who bought it in July 2018.

Source: Sangamon County records, as of June 2, 2026

Owner of RecordIndividual Name on File
Mailing Address2700 TERRACE LN, SPRINGFIELD, IL 62703-6408
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 27, 2021Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LOANS INC
Feb 27, 2020Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LOANS INC
Jan 29, 2019Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS INC
Jul 30, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 30, 2018 · Amount on File
Deed SaleJul 30, 2018 · Amount on File
Prior SaleOct 21, 2003 · Amount on File
Deed Document Number201815753
Record UpdatedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address2700 TERRACE LN, SPRINGFIELD, IL 62703-6408
Transaction TypeMortgage
Record UpdatedFeb 9, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021R02531
DateJan 27, 2021
Instrument2021R02531
Lender
NameQUICKEN LOANS INC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2050
Interest
Rate TypeFixed Rate

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address2700 TERRACE LN, SPRINGFIELD, IL 62703-6408
Transaction TypeMortgage
Record UpdatedMar 18, 2020

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020R04090
DateFeb 27, 2020
Instrument2020R04090
Lender
NameQUICKEN LOANS INC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2050
Interest
Rate TypeFixed Rate

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address2700 TERRACE LN, SPRINGFIELD, IL 62703-6408
Transaction TypeMortgage
Record UpdatedFeb 13, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2019R01669
DateJan 29, 2019
Instrument2019R01669
Lender
NameQUICKEN LOANS INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2049
Interest
Rate TypeFixed Rate

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANGAMON IL
Recording DateJul 30, 2018
Property Address2700 TERRACE LN, SPRINGFIELD, IL 62703-6408
Document Number2018R15753
Map ReferenceDOC 96-20985
Instrument DateJul 27, 2018
Instrument2018R15753
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount on Record
Tax$225.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2700 TERRACE LN, SPRINGFIELD, IL 62703-6408

Tax Assessment & Valuation

The 2025 property tax bill for 2700 Terrace Ln was $3,985 with exemptions applied.

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateIllinois
CountySangamon County
County SubdivisionCapital Township
MunicipalitySpringfield City
Unified School DistrictSpringfield School District 186 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,985.00$60,225 Land $5,857 Building $54,368$180,675 Land $17,571 Building $163,104
2022$3,375.00 Homeowner's exemption Senior Citizen's exemption$48,668 Land $4,733 Building $43,935$146,004 Land $14,199 Building $131,805

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2700 Terrace Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1993–1995)
Most Recent ClaimMay 1995 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2700 Terrace Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD
serves 117,444 people · EPA ID IL1671200
Water SourceSurface water
Last State InspectionSep 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Rise Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

Nearby Properties on Terrace Ln

Nearby Streets

Search Property Records by Address or Parcel Number