2700 Smith Br, Grayson, KY 41143 Property Records

Carter County property record for 2700 Smith Br, Grayson, KY 41143 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	1,844 sqft
Lot Size	5.81 acres (253,084 sqft)
Owner	Individual Name on File
Last Sale	$65,000 (Mar 2017)
Tax Bill	$671 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Apr 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`074-00-00-009.04`

Property Details

APN / Parcel Number

Primary APN	`074-00-00-009.04`
Alternative APN	`29453`

Interior

Stories	1 Story
Building Area	1,844 sqft Living Area

Exterior

Lot Area	253,084 sqft (5.81 acres)
View / Lot	Waterfront - Canal
Driveway	Driveway

Location & Zoning

Account Number	29453
Street Address	2700 SMITH BR
City	GRAYSON
State	KY
Zip	41143-7274
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & 5.81 ACRES
Legal Subdivision	DIVISION OF THE RALPH SUTTLES PROPERTY
Jurisdiction	CARTER KY
Township / Civil Division	GRAYSON
Census Block Group	2
Census Block	2056
Census Tract	960500

Owner

Source: Carter County records · APN 074-00-00-009.04

Assessment roll updated April 2, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2700 SMITH BR, GRAYSON, KY 41143-7274
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 07, 2022	Deed of Trust, Mortgage · Line of Credit CITY NATIONAL BANK OF WEST VIRGINIA
Apr 07, 2022	Deed of Trust, Mortgage · Conventional Mortgage CITY NATIONAL BANK OF WEST VIRGINIA
Oct 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage CITY NATIONAL BANK OF WEST VIRGINIA
Jun 23, 2017	Deed of Trust, Mortgage · Line of Credit CITY NATIONAL BANK OF WEST VIRGINIA
Jul 31, 2018	Deed of Trust, Mortgage · Line of Credit CITY NATIONAL BANK OF WEST VIRGINIA
Oct 16, 2019	Deed of Trust, Mortgage · Line of Credit CITY NATIONAL BANK OF WEST VIRGINIA
Mar 16, 2017	Deed, Transfer · ARM CITY NATIONAL BANK OF WEST VIRGINIA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 16, 2017 · Amount on Record
Deed Sale	Mar 16, 2017 · Amount on Record
Prior Sale	Mar 06, 2012 · Amount on Record
Deed Document Number	2017379564
Deed Book / Page	372 / 243
Record Updated	Jun 08, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	2700 SMITH BR, GRAYSON, KY 41143-7274
Transaction Type	Mortgage
Record Updated	May 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2700 SMITH BR, GRAYSON, KY 41143-7274

Mortgage

Document Number	00000475/1
Date	Apr 07, 2022
Book Page	475/1
Instrument	541218

Lender

Name	CITY NATIONAL BANK OF WEST VIRGINIA
Type	Bank
Address	GRAYSON, KY 41143

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Mar 24, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	2700 SMITH BR, GRAYSON, KY 41143-7274
Transaction Type	Mortgage
Record Updated	May 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2700 SMITH BR, GRAYSON, KY 41143-7274

Mortgage

Document Number	0000475/19
Date	Apr 07, 2022
Book Page	475/19
Instrument	541219

Lender

Name	CITY NATIONAL BANK OF WEST VIRGINIA
Type	Bank
Address	GRAYSON, KY 41143

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 01, 2042

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Apr 01, 2032
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	6.25%
Index	1-Year CMT
Max Rate	8.25%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	2700 SMITH BR, GRAYSON, KY 41143-7274
Transaction Type	Mortgage
Record Updated	Feb 07, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	OR419/665
Date	Oct 16, 2019
Book Page	OR419/665
Instrument	390873

Lender

Name	CITY NATIONAL BANK OF WEST VIRGINIA
Type	Bank
Address	GRAYSON, KY 41143

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 01, 2039

Interest

Rate Type	Adjustable Rate
Rate	4.79%
Type Change Date	Oct 01, 2029
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	6.79%
Index	1-Year CMT
Max Rate	8.79%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	2700 SMITH BR, GRAYSON, KY 41143-7274
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	OR376/784
Date	Jun 23, 2017
Book Page	OR376/784
Instrument	380698

Lender

Name	CITY NATIONAL BANK OF WEST VIRGINIA
Type	Bank
Address	GRAYSON, KY 41143

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 31, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	2700 SMITH BR, GRAYSON, KY 41143-7274
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	OR396/292
Date	Jul 31, 2018
Book Page	OR396/292
Instrument	385359

Lender

Name	CITY NATIONAL BANK OF WEST VIRGINIA
Type	Bank
Address	GRAYSON, KY 41143

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 09, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	2700 SMITH BR, GRAYSON, KY 41143-7274
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	OR419/614
Date	Oct 16, 2019
Book Page	OR419/614
Instrument	390869

Lender

Name	CITY NATIONAL BANK OF WEST VIRGINIA
Type	Bank
Address	GRAYSON, KY 41143

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 13, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CARTER KY
Recording Date	Mar 16, 2017
Property Address	2700 SMITH BR, GRAYSON, KY 41143-7274
Document Number	0OR372/243
Book / Page	OR372 / 243
Map Reference	MB 14 PG 193
Instrument Date	Mar 14, 2017
Instrument	379564
Transaction Type	Transfer
Record Updated	Feb 28, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$65.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2574 SMITH BR, 2574, GRAYSON, KY 41143-7273

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2700 SMITH BR, GRAYSON, KY 41143-7274

Mortgage

Document Number	0000379565
Date	Mar 16, 2017
Instrument	379565

Lender

Name	CITY NATIONAL BANK OF WEST VIRGINIA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.49%
Type Change Date	Apr 01, 2020
Change Frequency	3 Years
Min Rate At Change	2.87%
Max Rate At Change	5.49%
Index	3-Year CMT
Max Rate	7.49%

Tax Assessment & Valuation

Source: Carter County records · Assessment roll updated April 2, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Carter County
Unified School District	Carter County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$671.00 (+11.28%)	$78,760 (+12.51%)	$78,760 (+12.51%)
2023	$603.00	$70,000	$70,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carter County (21043C), updated June 2, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210439605002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 10 individual NFIP policies nearby
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	9 (2002–2012)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Jul 2012, river or lake flooding
Claims By Storm	Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 4 claims

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 71% of Kentucky
Wildfire Likelihood	About 1 in 1,695 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 18 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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