2700 Cook Rd, Spring Valley, OH 45370 Property Records

Greene County property record for 2700 Cook Rd, Spring Valley, OH 45370

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,077 sqft · built 2023
Lot Size	7.66 acres (333,670 sqft)
Owner	Individual Name on Record
Last Sale	$166,000 (Jun 1998)
Tax Bill	$8,519 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Mar 2025 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`K281001018`

Property Details

APN / Parcel Number

Primary APN	`K281001018`
Alternative APN	`K28-0001-0001.0-0018.00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,077 sqft Living Area
1st Floor Area	2,272 sqft
Basement Area	405 sqft
Unfinished Basement	405 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Contemporary
Construction Type	Frame
Lot Area	333,670 sqft (7.66 acres)
Garage Type	Detached
Garage Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2700 COOK RD
City	SPRING VALLEY
State	OH
Zip	45370-7756
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNSER SUBDIVISION ALL LOT 1 7.66A 2700 COOK RD
Legal Subdivision	UNSER SUBDIVISION
Legal Lot Number	1
Jurisdiction	GREENE OH
Township / Civil Division	SPRING VALLEY
Census Block Group	2
Census Block	2040
Census Tract	230100

Owner

Source: Greene County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	346 JONES ST, DAYTON, OH 45410-1170
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Deed of Trust, Mortgage · Line of Credit BRIDGE CREDIT UNION
Mar 21, 2025	Deed of Trust, Mortgage · Line of Credit BRIDGE CU INC
Aug 15, 2023	Deed of Trust, Mortgage · Line of Credit YS FCU
Sep 13, 2023	Intrafamily Transfer, Transfer · Line of Credit YS FCU
Oct 11, 2022	Transfer on Death Deed, Transfer
Nov 5, 2019	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 1998 · Amount on Record
Deed Sale	Jun 16, 1998 · Amount on Record
Prior Sale	Jun 3, 1994 · Amount on Record
Deed Document Number	199816838
Deed Book / Page	1213 / 939
Last Transfer Date	Jul 21, 2023
Transfer Doc	0000012678
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Recording Date	Aug 25, 2026
Property Address	2700 COOK RD, SPRING VALLEY, OH 45370-7756
Document Number	0000014347
Instrument Date	Aug 4, 2026
Instrument	202614347
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common, 169

Mortgage

Document Number	0000014347,
Date	Aug 25, 2026
Instrument	202614347

Lender

Name	BRIDGE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 4, 2051

Interest

Max Rate	-1%

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	2700 COOK RD, SPRING VALLEY, OH 45370-7756
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003953
Date	Mar 21, 2025
Instrument	2025003953

Lender

Name	BRIDGE CU INC
Type	Credit Union
Address	10567 SAWMILL PKWY STE 100, POWELL, OH 43065

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 12, 2050

Interest

Change Frequency	Monthly

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	2700 COOK RD, SPRING VALLEY, OH 45370-7756
Transaction Type	Mortgage
Record Updated	Aug 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2700 COOK ROAD, YELLOW SPRINGS, OH 45387

Mortgage

Document Number	0000011125
Date	Aug 15, 2023
Instrument	2023011125

Lender

Name	YS FCU
Type	Credit Union
Address	YELLOW SPRINGS, OH 45387

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GREENE OH
Recording Date	Sep 13, 2023
Property Address	2700 COOK RD, SPRING VALLEY, OH 45370-7756
Document Number	0000012678
Map Reference	CAB 33 PG 430A
Instrument Date	Jul 21, 2023
Instrument	2023012678
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	346 JONES ST, DAYTON, OH 45410-1170

Mortgage

Document Number	0000011125
Date	Sep 13, 2023
Instrument	2023011125

Lender

Name	YS FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	GREENE OH
Recording Date	Oct 11, 2022
Property Address	2700 COOK RD, SPRING VALLEY, OH 45370-7756
Document Number	0000019111
Map Reference	CAB 33 PG 430A
Instrument Date	Aug 27, 2022
Instrument	2022019111
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	2700 COOK RD, SPRING VALLEY, OH 45370-7756
Document Number	0000019831
Instrument Date	Nov 5, 2019
Transaction Type	Mortgage
Record Updated	Dec 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2079 LOWER BELLBROOK RD SPRING VALLEY OH 453709710, SPRING VALLEY, OH 45370-9710

Mortgage

Document Number	0000019831
Date	Nov 25, 2019
Instrument	19831

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 24, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Greene County
County Subdivision	Spring Valley Township
Unified School District	Xenia Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,519.00 (+484.29%)	$167,190 (+474.93%) Land $39,180 Building $128,010
2024		$29,080 (-) Land $25,740 Building $3,340
2023	$1,458.00	$29,080 (+6.29%) Land $25,740 Building $3,340	$477,670 (+511.07%) Land $111,940 Building $365,730
2022	$1,458.00	$27,360 Land $24,130 Building $3,230
2020			$78,170 Land $68,940 Building $9,230

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1978–1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREENE CO.-SOUTHWEST REG WATER serves 857 people · EPA ID OH2903912
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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