270 Willow Creek Dr, Stanfield, NC 28163 Property Records

Stanly County property record for 270 Willow Creek Dr, Stanfield, NC 28163

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,383 sqft · built 1999
Lot Size	1.58 acres (68,825 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,941 (2026)
Deeds & Mortgages	Nov 2025 Mortgage Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`557401360797`

Property Details

APN / Parcel Number

Primary APN	`557401360797`
Alternative APNs	`29128` `31962`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,383 sqft Finished Area
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Combination
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	68,825 sqft (1.58 acres)
Garage Type	Attached
Garage Area	602 sqft
Porch	Porch
Porch Area	260 sqft
Patio Area	654 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	31962
Street Address	270 WILLOW CREEK DR
City	STANFIELD
State	NC
Zip	28163-7694
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Description	HSE 270 WILLOW CREEK DR LT 13 PT 26 WILLOW CRK 1 557401095
Legal Subdivision	WILLOW CREEK PH 1 BBS BUI
Legal Lot Number	13
Jurisdiction	STANLY NC
Township / Civil Division	FURR
Census Block Group	2
Census Block	2022
Census Tract	930802

Owner

270 Willow Creek Dr is owned and occupied by two individuals.

Source: Stanly County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	270 WILLOW CREEK DR, STANFIELD, NC 28163-7694
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2025	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Dec 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage SOUTHPOINT FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANLY NC
Property Address	270 WILLOW CREEK DR, STANFIELD, NC 28163-7694
Transaction Type	Mortgage
Record Updated	Feb 2, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	270 WILLOW CREEK DR, STANFIELD, NC 28163-7694

Mortgage

Document Number	0000482634
Date	Nov 6, 2025
Book Page	1900/41
Instrument	482634

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANLY NC
Property Address	270 WILLOW CREEK DR, STANFIELD, NC 28163-7694
Transaction Type	Mortgage
Record Updated	Feb 16, 2022
Title Company	PROGRESSIVE LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000441356
Date	Dec 15, 2021
Book Page	1768/1152
Instrument	441356

Lender

Name	SOUTHPOINT FINANCIAL SERVICES INC
Type	Subprime Lender
Address	ALPHARETTA, GA 30005

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 270 Willow Creek Dr was $4,941.

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Stanly County
Municipality	Stanfield Town
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,941.00	$520,142 Land $94,860 Building $425,282	$520,142 Land $94,860 Building $425,282
2023	$278.00	$356,403 (-) Land $51,380 Building $305,023	$356,403 (-) Land $51,380 Building $305,023
2022	$278.00	$356,403 Land $51,380 Building $305,023	$356,403 Land $51,380 Building $305,023

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 270 Willow Creek Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 30, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 270 Willow Creek Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STANLY CO-WEST STANLY DIST serves 9,939 people · EPA ID NC0184035
Water Source	Purchased surface water from CITY OF ALBEMARLE
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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