270 Willoughby Dr, Naples, FL 34110 Property Records

Collier County property record for 270 Willoughby Dr, Naples, FL 34110

Property Summary

Property Type	Single Family Home
Details	1,633 sqft · built 1997
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$269,000 (Jun 2004)
Tax Bill	$2,128 (2025)
Deeds & Mortgages	Jul 2018 Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`402700 123A24`

Property Details

APN / Parcel Number

Primary APN	`402700 123A24`
Alternative APN	`49670000705`

Interior

Stories	1 Story
Building Area	1,633 sqft Living Area
1st Floor Area	1,633 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Construction Type	Masonry / Concrete Block
Lot Area	10,890 sqft (0.25 acres)

Location & Zoning

Street Address	270 WILLOUGHBY DR
City	NAPLES
State	FL
Zip	34110-1344
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-3
Legal Description	HERITAGE PINES LOT 12
Legal Range	25
Legal Township	48
Legal Section	24
Legal Subdivision	HERITAGE PINES
Legal Tract	402700
Legal Block	1
Legal Lot Number	12
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1011
Census Tract	10107

Owner

270 Willoughby Dr is owned and occupied by two individuals who bought it in June 2004.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	270 WILLOUGHBY DR, NAPLES, FL 34110-1344
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2018	Deed of Trust, Mortgage · FHA Mortgage REGIONS BANK
Dec 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2004 · Amount on File
Deed Sale	Jun 2, 2004 · Amount on File
Prior Sale	Jan 27, 1997 · Amount on File
Deed Document Number	20043412063
Deed Book / Page	3576 / 3959
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	270 WILLOUGHBY DR, NAPLES, FL 34110-1344
Transaction Type	Mortgage
Record Updated	Dec 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055361272
Date	Jul 25, 2018
Book Page	5536/1272
Instrument	5590724

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	270 WILLOUGHBY DR, NAPLES, FL 34110-1344
Transaction Type	Mortgage
Record Updated	Dec 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057071161
Date	Dec 17, 2019
Book Page	5707/1161
Instrument	5804778

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 270 Willoughby Dr was $2,128 with a homeowner's exemption.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$241,995 (+2.7%)	$568,262 (+5.39%) Land $349,882 Building $218,380
2025	$2,128.00 Homeowner's exemption	$235,633	$539,218 Land $349,882 Building $189,336
2023	$2,047.00 (-1.44%) Homeowner's exemption	$222,322 (+3%)	$556,553 (+17.77%) Land $349,882 Building $206,671
2022	$2,077.00 Homeowner's exemption	$215,847	$472,586 Land $252,552 Building $220,034

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 270 Willoughby Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 258 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	258 in force
Nearby Flood Claims	24 (1995–2022)
Claims Outside the SFHA	2 of 24
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Oct 2022 · 4 claims Hurricane Ian, Sep 2022 · 5 claims Hurricane Irma, Sep 2017 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 270 Willoughby Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Summit Broadband.

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