270 White Cove Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 270 White Cove Rd, Murphy, NC 28906

Property Summary

Property TypeRural Home
Details3 bd · 2 ba · 1,258 sqft · built 1979
Lot Size1.38 acres (60,546 sqft)
Owner2 Company Names on Record
Tax Bill$459 (2025)
Deeds & MortgagesAug 2018 Transfer
Flood ZoneZone X (minimal risk)
APN458400399007000

Property Details

APN / Parcel Number

Primary APN458400399007000
Alternative APN
  • 48286

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,258 sqft Heated Area
Gross Area2,892 sqft
1st Floor Area1,258 sqft
Basement Area1,210 sqft
Unfinished Basement1,210 sqft
FlooringVinyl/Resilient
Interior WallsPlywood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1989
Architectural StyleRanch
Exterior MaterialWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area60,546 sqft (1.38 acres)
Lot Dimensions453 ft deep x 80 ft wide
Garage TypeCarport
Garage Area300 sqft
CarportCarport
Carport Area300 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area124 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
Heating FuelOil

Location & Zoning

Account Number48286
Street Address270 WHITE COVE RD
CityMURPHY
StateNC
Zip28906-9317
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionSNEED PROP 380/140
Legal Phase380
JurisdictionCHEROKEE NC
Township / Civil DivisionMURPHY
Census Block Group1
Census Block1059
Census Tract930300

Owner

Source: Cherokee County records, as of October 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address270 WHITE COVE RD, MURPHY, NC 28906-9317
Owner TypeCompany
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 1, 1977
Deed SaleOct 1, 1977
Deed Book / Page380 / 140
Last Transfer DateAug 20, 2018
Transfer Doc01593/1080
Record UpdatedJun 8, 2026

August 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHEROKEE NC
Recording DateAug 20, 2018
Property Address270 WHITE COVE RD, MURPHY, NC 28906-9317
Document Number01593/1080
Book / Page01593 / 1080
Instrument DateAug 20, 2018
Instrument03969
Transaction TypeTransfer
Record UpdatedAug 13, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address270 WHITE COVE RD, MURPHY, NC 28906-9317

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$459.00$101,040 (-)$101,040 (-) Land $8,250 Building $92,790
2023$101,040$101,040 Land $8,250 Building $92,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 90% of North Carolina
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Blue Ridge Mountain EMC
Fiber
1,000 / 1,000
Starlink
Satellite
280 / 30

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on White Cove Rd

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