Union County and Mountainside Borough property record for 270 Summit Rd, Mountainside, NJ 07092
| Property Type | Single Family Home |
|---|---|
| Details | 6,812 sqft · built 2024 |
| Lot Size | 0.981 acres (42,732 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $460,000 (Apr 2022) |
| Tax Bill | $50,732 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Jan 2023 Construction Loan + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10 00007-04-00028 |
| Primary APN | 10 00007-04-00028 |
|---|---|
| Alternative APNs |
|
| Building Area | 6,812 sqft Living Area |
|---|
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Lot Area | 42,732 sqft (0.981 acres) |
| Old Parcel Number | 1000007 D00028 |
|---|---|
| Street Address | 270 SUMMIT RD |
| City | MOUNTAINSIDE |
| State | NJ |
| Zip | 07092-2312 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 7.4 |
| Legal Lot Number | 28.1 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | MOUNTAINSIDE |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 38300 |
Source: Union County and Mountainside Borough records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 181 NORTH AVE E, CRANFORD, NJ 07016-2438 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 30, 2025 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Jan 23, 2023 | Deed of Trust, Mortgage · Construction Mortgage TD BANK NA |
| May 30, 2023 | Intrafamily Transfer, Transfer |
| May 30, 2023 | Intrafamily Transfer, Transfer |
| Nov 21, 2022 | Deed, Transfer HOMETOWN ONE TITLE AGENCY LLC, HOMETOWN TITLE AGENCY LLC |
| Apr 5, 2022 | Deed, Transfer · Line of Credit ABL RESIDENTAL CREDIT ACQUISITION L |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 5, 2022 · Amount on Record |
| Deed Sale | Apr 5, 2022 · Amount on Record |
| Prior Sale | Jun 22, 1994 · Amount on Record |
| Deed Document Number | 202216646 |
| Deed Book / Page | 6458 / 374 |
| Last Transfer Date | Apr 5, 2023 |
| Transfer Doc | 0065090351 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 270 SUMMIT RD, MOUNTAINSIDE, NJ 07092-2312 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2026 |
| Title Company | SERVICE TITLE, SERVICELINK TITLE |
| Name | Verified Name |
|---|
| Document Number | 0157412542 |
|---|---|
| Date | Dec 30, 2025 |
| Book Page | 15741/2542 |
| Instrument | 87006 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 9, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 270 SUMMIT RD, MOUNTAINSIDE, NJ 07092-2312 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0153250328 |
|---|---|
| Date | Jan 23, 2023 |
| Book Page | 15325/328 |
| Instrument | 47994 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Type Change Date | Feb 13, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.3% |
| Index | Other |
| Margin | 3 |
| Max Rate | 10.3% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | May 30, 2023 |
| Property Address | 270 SUMMIT RD, MOUNTAINSIDE, NJ 07092-2312 |
| Document Number | 0065090351 |
| Book / Page | 6509 / 351 |
| Instrument Date | Apr 5, 2023 |
| Instrument | 29228 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 181 NORTH AVE E, CRANFORD, NJ 07016-2438 |
| Name | Verified Name |
|---|---|
| Address | 181 NORTH AVE E, CRANFORD, NJ 07016-2438 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | May 30, 2023 |
| Property Address | 270 SUMMIT RD, MOUNTAINSIDE, NJ 07092-2312 |
| Document Number | 0065090351 |
| Book / Page | 6509 / 351 |
| Instrument Date | Apr 5, 2023 |
| Instrument | 29228 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 181 NORTH AVE E, CRANFORD, NJ 07016-2438 |
| Name | Verified Name |
|---|---|
| Address | 181 NORTH AVE E, CRANFORD, NJ 07016-2438 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Nov 21, 2022 |
| Property Address | 270 SUMMIT RD, MOUNTAINSIDE, NJ 07092-2312 |
| Document Number | 0064902390 |
| Book / Page | 6490 / 2390 |
| Instrument Date | Nov 18, 2022 |
| Instrument | 24522 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2025 |
| Title Company | HOMETOWN ONE TITLE AGENCY LLC, HOMETOWN TITLE AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 181 NORTH AVE E, CRANFORD, NJ 07016-2438 |
| Name | Verified Name |
|---|---|
| Address | 268 SUMMIT RD # 270, 270, MOUNTAINSIDE, NJ 07092-2312 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Apr 5, 2022 |
| Property Address | 270 SUMMIT RD, MOUNTAINSIDE, NJ 07092-2312 |
| Document Number | 0064580374 |
| Book / Page | 6458 / 374 |
| Instrument Date | Mar 9, 2022 |
| Instrument | 16646 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2025 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,791.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 132 COLUMBIA AVE, NUTLEY, NJ 07110-2525 |
| Name | Verified Name |
|---|---|
| Address | 268 SUMMIT RD, MOUNTAINSIDE, NJ 07092-2312 |
| Investor | Possibly a Property Investor |
| Document Number | 0000035125 |
|---|---|
| Date | Apr 5, 2022 |
| Instrument | 035125 |
| Name | ABL RESIDENTAL CREDIT ACQUISITION L |
|---|---|
| Type | Non-Lending Institution |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Union County and Mountainside Borough assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Mountainside Borough |
| Unified School District | Mountainside Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,315,800 (-4.14%) Land $526,000 Building $1,789,800 | $2,315,800 (-4.14%) Land $526,000 Building $1,789,800 | |
| 2025 | $50,732.00 (+370.48%) | $2,415,800 (+598.41%) Land $526,000 Building $1,889,800 | $2,415,800 (+598.41%) Land $526,000 Building $1,889,800 |
| 2024 | $10,783.00 (+56.12%) | ||
| 2023 | $345,900 (-) Land $279,000 Building $66,900 | $345,900 (-) Land $279,000 Building $66,900 | |
| 2022 | $6,907.00 (+1.68%) | $345,900 Land $279,000 Building $66,900 | $345,900 Land $279,000 Building $66,900 |
| 2021 | $6,793.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 7 (1999–2021) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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