Cook County property record for 270 Springfield Ter, Des Plaines, IL 60018
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,984 sqft · built 1964 |
| Lot Size | 0.172 acres (7,494 sqft) |
| Owner | Individual Name on File |
| Last Sale | $195,000 (Aug 2012) |
| Tax Bill | $8,281 (2023) |
| Deeds & Mortgages | Jun 2022 Line of Credit Apr 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-24-408-008 |
| Primary APN | 08-24-408-008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,984 sqft Living Area |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Multi-Level |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 7,494 sqft (0.172 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 270 SPRINGFIELD TER |
|---|---|
| City | DES PLAINES |
| State | IL |
| Zip | 60018-1128 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (ZEMONS) (CAPITAL) HILL SUB (UNIT2) PT OF NW SE & PT SW NE WH SEC 24-41-11 |
| Legal Range | 11E |
| Legal Township | 41N |
| Legal Section | 24 |
| Legal Subdivision | ZEMONS CAPITAL HILL SUB UNIT2 |
| Legal Lot Number | 33 |
| Legal Unit | 2 |
| Jurisdiction | COOK IL |
| Township / Civil Division | ELK GROVE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 805112 |
270 Springfield Ter is owned and occupied by an individual who acquired it in September 2014.
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 270 SPRINGFIELD TER, DES PLAINES, IL 60018-1128 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 28, 2022 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| Apr 5, 2017 | Deed of Trust, Mortgage · Line of Credit MIDLAND STATES BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 22, 2012 · Amount on File |
| Deed Sale | Aug 22, 2012 · Amount on File |
| Deed Document Number | 201255100 |
| Last Transfer Date | Sep 20, 2014 |
| Transfer Doc | 0000049031 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 270 SPRINGFIELD TER, DES PLAINES, IL 60018-1128 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2022 |
| Name | Verified Name |
|---|---|
| Address | 270 SPRINGFIELD TER, DES PLAINES, IL 60018-1128 |
| Document Number | 0017917058 |
|---|---|
| Date | Jun 28, 2022 |
| Instrument | 2217917058 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 23, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.34% |
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 270 SPRINGFIELD TER, DES PLAINES, IL 60018-1128 |
| Document Number | 1710008099 |
| Instrument Date | Apr 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 270 SPRINGFIELD TER DES PLAINES IL 600181128, DES PLAINES, IL 60018-1128 |
| Document Number | 1710008099 |
|---|---|
| Date | Apr 10, 2017 |
| Instrument | 10008099 |
| Name | MIDLAND STATES BK |
|---|---|
| Type | Bank |
| Address | JOLIET, IL 60432 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 9, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Elk Grove Township |
| Municipality | Des Plaines City |
| Secondary School District | Township High School District 214 (09 - 12) |
| Elementary School District | Community Consolidated School District 59 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $46,000 (+27.78%) Land $7,869 Building $38,131 | $460,000 (+27.78%) Land $78,690 Building $381,310 | |
| 2023 | $8,281.00 (+4.93%) | ||
| 2022 | $7,892.00 Homeowner's exemption | $35,999 Land $6,744 Building $29,255 | $359,990 Land $67,440 Building $292,550 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 270 Springfield Ter in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 13 (1978–2020) |
| Claims Outside the SFHA | 6 of 13 |
| Most Recent Claim | May 2020 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 270 Springfield Ter has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-WAYCINDEN private · serves 1,934 people · EPA ID IL0317550 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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