270 Santuit Rd, Cotuit, MA 02635 Property Records

Barnstable County and Barnstable Town City property record for 270 Santuit Rd, Cotuit, MA 02635

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,680 sqft · built 1998
Lot Size1 acres (43,560 sqft)
Owner2 Company Names on Record
Last Sale$625,000 (Nov 2018)
Tax Bill$9,633 (2025)
Deeds & MortgagesSep 2026 Transfer
Sep 2024 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APNCOTU M:020 L:058002

Property Details

APN / Parcel Number

Primary APNCOTU M:020 L:058002
Alternative APN
  • 425604

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,680 sqft Living Area
Gross Area6,171 sqft

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleConventional
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area43,560 sqft (1 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number425604
Street Address270 SANTUIT RD
CityCOTUIT
StateMA
Zip02635-3231
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code1
Legal Lot Number58002
JurisdictionBARNSTABLE MA
Township / Civil DivisionBARNSTABLE TOWN
Census Block Group1
Census Block1008
Census Tract13200

Owner

Source: Barnstable County and Barnstable Town City records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing AddressPO BOX 270, COTUIT, MA 02635-0270
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Sep 9, 2026Quit Claim Deed, Transfer
Quitclaim
Sep 19, 2024Deed of Trust, Mortgage · Line of Credit
AMERICAN EAGLE FCU
Jan 3, 2020Deed of Trust, Mortgage · ARM
AMERICAN EAGLE FCU
Dec 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN EAGLE FCU
Nov 20, 2018Quit Claim Deed, Transfer
AMERICAN EAGLE FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 20, 2018 · Amount on Record
Deed SaleNov 20, 2018 · Amount on Record
Prior SaleJul 24, 2006 · Amount on Record
Deed Document Number201858050
Deed Book / Page31679 / 46
Last Transfer DateSep 9, 2026
Transfer Doc0000037462
Record UpdatedOct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBARNSTABLE MA
Recording DateSep 9, 2026
Property Address270 SANTUIT RD, COTUIT, MA 02635-3231
Document Number0000037462
Book / Page37843 / 334
Instrument DateSep 9, 2026
Instrument202637462
Transaction TypeTransfer
Record UpdatedSep 30, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

September 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOTUIT MA
Property Address270 SANTUIT RD, COTUIT, MA 02635-3231
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number036574-170
DateSep 19, 2024
Book Page36574/170
Instrument37050
Lender
NameAMERICAN EAGLE FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueOct 1, 2049
Interest
Rate TypeAdjustable Rate

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBARNSTABLE MA
Property Address270 SANTUIT RD, COTUIT, MA 02635
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number32597-70
DateJan 3, 2020
Book Page32597/70
Instrument265
Lender
NameAMERICAN EAGLE FCU
TypeCredit Union
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueFeb 1, 2050
Interest
Rate TypeAdjustable Rate
Type Change DateFeb 1, 2027

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBARNSTABLE MA
Property Address270 SANTUIT RD, COTUIT, MA 02635
Document Number33612-68
Instrument DateDec 23, 2020
Transaction TypeMortgage
Record UpdatedJan 19, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address270 SANTUIT RD COTUIT MA 02635, COTUIT, MA 02635

Mortgage

Document Number33612-68
DateDec 24, 2020
Book Page033612/000068
Instrument73934
Lender
NameAMERICAN EAGLE FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 23, 2050

November 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBARNSTABLE MA
Recording DateNov 20, 2018
Property Address270 SANTUIT RD, COTUIT, MA 02635
Document Number31679-46
Book / Page31679 / 46
Instrument58050
Transaction TypeTransfer
Record UpdatedFeb 6, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$58.63
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number316790050
DateNov 20, 2018
Instrument31679/0050
Lender
NameAMERICAN EAGLE FCU
TypeCredit Union
Agreement
AmountAmount Recorded
Term360 Months
DueNov 20, 2048
Interest
Max Rate At Change20.1%

Tax Assessment & Valuation

Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyBarnstable County
MunicipalityBarnstable Town City
Unified School DistrictBarnstable School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,633.00 (+11.88%)$1,153,700 (+5.59%) Land $246,900 Building $906,800$1,215,240
2024$8,610.00 (+9.01%)$1,092,600 (+15.79%) Land $246,900 Building $845,700
2023$7,898.00$943,600 Land $224,400 Building $719,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 32 policies
Nearby Flood Policies32 in force
Nearby Flood Claims9 (1990–2023)
Claims Outside the SFHA5 of 9
Most Recent ClaimAug 2023 · rainfall accumulation
Claims by Event
  • Hurricane Bob, Aug 1991 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 88% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOTUIT FIRE DISTRICT WATER DEPARTMENT
serves 4,938 people · EPA ID MA4020003
Water SourceGroundwater
Last State InspectionAug 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
T-Mobile
Fixed Wireless
100 / 20

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