270 S Central Ave, Tracy, CA 95376 Property Records

San Joaquin County property record for 270 S Central Ave, Tracy, CA 95376

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,351 sqft · built 1979
Lot Size0.19 acres (8,256 sqft)
Owner2 Individual Names on Record
Last Sale$375,000 (Jun 2017)
Tax Bill$5,016 (2026)
Deeds & MortgagesApr 2022 Line of Credit
Jan 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN235-200-250-000

Property Details

APN / Parcel Number

Primary APN235-200-250-000
Alternative APN
  • 235-200-25

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,351 sqft Living Area
1st Floor Area1,351 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleL-Shape
Exterior MaterialWood Siding
Construction TypeWood
Roof MaterialOther
Lot Area8,256 sqft (0.19 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Old Parcel Number235-200-25
Street Address270 S CENTRAL AVE
CityTRACY
StateCA
Zip95376-4688
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 25
Legal SubdivisionMT DIABLO ESTATES
Legal Block2
Legal Lot Number25
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group2
Census Block2010
Census Tract5405

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address270 S CENTRAL AVE, TRACY, CA 95376-4688
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 18, 2022Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Jan 3, 2022Deed of Trust, Mortgage · Conventional Mortgage
BROKER SOLUTIONS INC
Jun 22, 2017Grant Deed, Transfer · FHA Mortgage
SUPREME LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 22, 2017 · Amount on Record
Deed SaleJun 22, 2017 · Amount on Record
Deed Document Number201770775
Prior Transfer DateJan 30, 2006
Prior Transfer Doc0000029776
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address270 S CENTRAL AVE, TRACY, CA 95376-4688
Transaction TypeMortgage
Record UpdatedMay 3, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address270 S CENTRAL AVE, TRACY, CA 95376-4688

Mortgage

Document Number0000049381
DateApr 18, 2022
Instrument2022-049381
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28277
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueApr 17, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address270 S CENTRAL AVE, TRACY, CA 95376-4688
Transaction TypeMortgage
Record UpdatedJan 18, 2022
Title CompanyIN TITLE, FIN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address270 S CENTRAL AVE, TRACY, CA 95376-4688

Mortgage

Document Number0000000185
DateJan 3, 2022
Instrument2022-000185
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
AddressTUSTIN, CA 92780
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2052

June 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateJun 22, 2017
Property Address270 S CENTRAL AVE, TRACY, CA 95376-4688
Document Number0000070775
Instrument DateJun 19, 2017
Instrument70775
Transaction TypeTransfer
Record UpdatedJul 3, 2017
Title CompanyNORTH AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$412.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address270 S CENTRAL AVE TRACY CA 953764688, TRACY, CA 95376-4688

Mortgage

Document Number70776
DateJun 22, 2017
Instrument70776
Lender
NameSUPREME LNDG
AddressDALLAS, TX 75254
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 21, 2047

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,016.00 (-0.02%)
2025$5,017.00 (+10.24%)$435,213 (+4.04%) Land $152,034 Building $283,179
2023$4,551.00 (+2.06%)$418,315 Land $146,131 Building $272,184$564,660
2022$4,459.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1996–1998)
Most Recent ClaimFeb 1998 · Severe Winter Storms And Flooding
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TRACY
serves 98,215 people · EPA ID CA3910011
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 648 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Matrix Broadband
Fixed Wireless
600 / 120
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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