270 Rustic Cir, White Lake, MI 48386 Property Records

Oakland County property record for 270 Rustic Cir, White Lake, MI 48386

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,358 sqft · built 1988
Lot Size	0.245 acres (10,672 sqft)
Owner	2 Individual Names on Record
Last Sale	$269,900 (Oct 2025)
Tax Bill	$1,816 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Apr 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`Y-12-26-253-009`

Property Details

APN / Parcel Number

Primary APN	`Y-12-26-253-009`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	3 Stories
Building Area	1,358 sqft Living Area
1st Floor Area	902 sqft
Basement Area	408 sqft
Finished Basement	408 sqft
Unfinished Basement	608 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	10,672 sqft (0.245 acres)
Lot Dimensions	200 ft deep x 20 ft wide
Deck Area	117 sqft
Patio Area	469 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	270 RUSTIC CIR
City	WHITE LAKE
State	MI
Zip	48386-3051
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1D
Legal Description	T3N, R8E, SEC 26 CEDAR CREST SUB NO 4 LOT 517
Legal Range	08E
Legal Township	03N
Legal Section	26
Legal Subdivision	CEDAR CREST SUB
Legal Lot Number	517
Jurisdiction	OAKLAND MI
Township / Civil Division	WHITE LAKE
Census Block Group	3
Census Block	3000
Census Tract	130600

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	270 RUSTIC CIR, WHITE LAKE, MI 48386-3051
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2025	Warranty Deed, Transfer · Conventional Mortgage MICHIGAN UNITED CU
Apr 13, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2025 · Amount on Record
Deed Sale	Oct 28, 2025 · Amount on Record
Prior Sale	Apr 13, 2020 · Amount on Record
Deed Document Number	2025137345
Deed Book / Page	60661 / 745
Prior Transfer Date	Sep 19, 1996
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Oct 28, 2025
Property Address	270 RUSTIC CIR, WHITE LAKE, MI 48386-3051
Document Number	0000137345
Book / Page	60661 / 745
Map Reference	LB 35 PG 38
Instrument Date	Oct 16, 2025
Instrument	137345
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,025.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	270 RUSTIC CIR, WHITE LAKE, MI 48386-3051

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	270 RUSTIC CIR, WHITE LAKE, MI 48386-3051

Mortgage

Document Number	0060661747
Date	Oct 28, 2025
Instrument	60661/747

Lender

Name	MICHIGAN UNITED CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Apr 13, 2020
Property Address	270 RUSTIC CIR, WHITE LAKE, MI 48386-3051
Document Number	0000075020
Book / Page	54069 / 489
Map Reference	LB 35 PG 38
Instrument Date	Apr 3, 2020
Instrument	75020
Transaction Type	Transfer
Record Updated	Jun 29, 2021

Transaction

Amount	Amount Recorded
Tax	$1,591.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2073 MAPLE NORTH TRL, 2073, WIXOM, MI 48393-1870

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	270 RUSTIC CIR, WHITE LAKE, MI 48386-3051

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	White Lake Charter Township
Unified School District	Walled Lake Consolidated Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,816.00 (-41.23%) Homeowner's exemption	$107,970 (+8.43%)	$215,940 (+8.43%)
2024	$3,090.00 (+7.03%) Homeowner's exemption	$99,580 (+6.13%)	$199,160 (+6.13%)
2023	$2,887.00 (+6.57%) Homeowner's exemption	$93,830	$187,660
2021	$2,709.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2004)
Most Recent Claim	May 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITE LAKE TOWNSHIP serves 6,619 people · EPA ID MI0007065
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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