270 Point Rd, Eclectic, AL 36024 Property Records

Elmore County property record for 270 Point Rd, Eclectic, AL 36024

Property Summary

Property TypeSingle Family Home
Details3 ba · 3,201 sqft · built 1958
Lot Size0.46 acres (20,038 sqft)
OwnerIndividual Name on Record
Tax Bill$2,644 (2026)
Deeds & MortgagesDec 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN07-05-21-4-003-088.000

Property Details

APN / Parcel Number

Primary APN07-05-21-4-003-088.000
Alternative APN
  • 550350

Interior

Full Baths3 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area3,201 sqft Living Area
1st Floor Area2,084 sqft
Upper Floors Area1,117 sqft
FlooringCarpet
Interior WallsPaneling
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Exterior MaterialBrick/Stone
Foundation TypeBlock
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area20,038 sqft (0.46 acres)

Exterior Amenities

PorchSlab
Porch Area402 sqft
Deck Area64 sqft
Patio Area184 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address270 POINT RD
CityECLECTIC
StateAL
Zip36024-4529
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description0.46 AC LOT 1 BLK 3 KOWALIGIA BAY EST UNIT 3 3/169; ALSO PART LOT 2
Legal Range21E
Legal Township20N
Legal Section21
Legal SubdivisionKOWALIGA BAY BEACH PLAT NO 3
Legal Block3
Legal Lot Number1-2
Legal Unit3
JurisdictionELMORE AL
Township / Civil DivisionECLECTIC
Census Block Group1
Census Block1013
Census Tract30300

Owner

Source: Elmore County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address270 POINT RD, ECLECTIC, AL 36024-4529
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionELMORE AL
Property Address270 POINT RD, ECLECTIC, AL 36024-4529
Transaction TypeMortgage
Record UpdatedMar 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2019/67487
DateDec 17, 2019
Book Page2019/67487
Lender
NameUNITED STATES SMALL BUSINESS ADMIN
TypeGovernment Agency
AddressEL PASO, TX 79935
Agreement
TypeSBA Mortgage
AmountAmount Recorded
Term177 Months
DueSep 17, 2034

Tax Assessment & Valuation

Source: Elmore County assessment roll, as of March 19, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyElmore County
Unified School DistrictElmore County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,644.00 (+6.96%)
2025$2,472.00 (+6.97%)$98,600 (+6.99%)$1,240,050 (+34.55%) Land $377,520 Building $862,530
2024$2,311.00$92,160 (-0.01%)$921,650 (-) Land $377,520 Building $544,130
2023$2,311.00 (+30.2%)$92,165 (+30.29%) Land $37,752 Building $54,413$921,650 (+30.29%) Land $377,520 Building $544,130
2022$1,775.00$70,741 Land $36,652 Building $34,089$707,410 Land $366,520 Building $340,890

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2021)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 54% of the US · above 67% of Alabama
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCENTRAL ELMORE WATER & SEWER AUTHORITY
serves 39,798 people · EPA ID AL0000547
Water SourceSurface water
Last State InspectionAug 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber · Cable
10,000 / 10,000
Windstream
DSL · Fiber in parts of the area
200 / 20

May also be available: Spectrum, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Point Rd

Nearby Streets

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