270 N 5th St, Fulton, NY 13069 Property Records

Oswego County and Fulton City property record for 270 N 5th St, Fulton, NY 13069

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 1,356 sqft · built 1930
Lot Size	0.091 acres (3,967 sqft)
Owner	Individual Name on File
Last Sale	$74,500 (Feb 2022)
Tax Bill	$4,273 (2026)
Deeds & Mortgages	Feb 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`350400 236.32-03-05`

Property Details

APN / Parcel Number

Primary APN	`350400 236.32-03-05`
Alternative APNs	`040023603200030050000000` `3479`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,356 sqft Total Area
1st Floor Area	726 sqft
2nd Floor Area	630 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1985
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	3,967 sqft (0.091 acres)
Lot Dimensions	60.1 ft deep x 66 ft wide
Porch	Porch
Porch Area	60 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	3479
Street Address	270 N 5TH ST
City	FULTON
State	NY
Zip	13069-1349
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	M1
Legal Block	3
Legal Lot Number	5.000
Jurisdiction	OSWEGO NY
Township / Civil Division	FULTON
Census Block Group	2
Census Block	2010
Census Tract	21101

Owner

270 N 5th St, a duplex, is owned by an individual who bought it in February 2022.

Source: Oswego County and Fulton City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	28 DANN RD, FULTON, NY 13069-4302
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2022 · Amount on File
Deed Sale	Feb 1, 2022 · Amount on File
Deed Document Number	20221116
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Feb 1, 2022
Property Address	270 N 5TH ST, FULTON, NY 13069-1349
Document Number	0000001116
Instrument Date	Jan 25, 2022
Instrument	R-2022-001116
Transaction Type	Transfer
Record Updated	Feb 18, 2022
Title Company	VANGUARD RESEARCH & TTL SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$298.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4651 VERPLANK RD, 4651, CLAY, NY 13041-9645

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 DANN RD, FULTON, NY 13069-4302

Mortgage

Document Number	0000001117
Date	Feb 1, 2022
Instrument	R-2022-001117

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 270 N 5th St was $4,273, up 5.2% from the year before.

Source: Oswego County and Fulton City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Fulton City
Unified School District	Fulton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,273.00 (+5.17%)
2025	$4,063.00	$79,000 Land $4,200 Building $74,800	$103,947 Land $5,526 Building $98,421
2023		$79,000 Land $4,200 Building $74,800	$85,870 Land $4,565 Building $81,305

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 270 N 5th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1979–1983)
Most Recent Claim	Dec 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 270 N 5th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FULTON CITY serves 16,600 people · EPA ID NY3704355
Water Source	Purchased surface water from OCWA
Last State Inspection	Sep 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20