270 Morningside Dr, Falling Waters, WV 25419 Property Records

Berkeley County property record for 270 Morningside Dr, Falling Waters, WV 25419

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 1,672 sqft · built 1997
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on Record
Last Sale	$152,000 (Jul 2020)
Tax Bill	$1,121 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-14J-0204.0000`

Property Details

APN / Parcel Number

Primary APN	`02-14J-0204.0000`
Alternative APNs	`02-02-14J-0204.0000` `07216319`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,672 sqft Living Area
1st Floor Area	836 sqft

Exterior

Year Built	Built 1997
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	2,178 sqft (0.05 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	07216319
Street Address	270 MORNINGSIDE DR
City	FALLING WATERS
State	WV
Zip	25419-4054
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	.05 AC LOT 82 PHASE 5 SPRING MILLS TOWNHOUSE LOTS
Legal Subdivision	SPRING MILLS TWNHSE LTS PH 5
Legal Lot Number	82
Jurisdiction	BERKELEY WV
Township / Civil Division	POTOMAC
Census Block Group	2
Census Block	2000
Census Tract	971105

Owner

Source: Berkeley County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	270 MORNINGSIDE DR, FALLING WATERS, WV 25419-4054
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2023	Deed of Trust, Mortgage · Line of Credit CITY NATIONAL BANK
Jul 2, 2020	Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC
Jul 2, 2020	Deed, Transfer · FHA Mortgage PLANET HOME LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2020 · Amount on Record
Deed Sale	Jul 2, 2020 · Amount on Record
Deed Document Number	20200019227
Deed Book / Page	1294 / 374
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY WV
Property Address	270 MORNINGSIDE DR, FALLING WATERS, WV 25419-4054
Transaction Type	Mortgage
Record Updated	Aug 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004044/333
Date	Aug 7, 2023
Book Page	4044/333
Instrument	20230021275

Lender

Name	CITY NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 5, 2033

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY WV
Property Address	270 MORNINGSIDE DR, FALLING WATERS, WV 25419-4054
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3522/87
Date	Jul 2, 2020
Book Page	3522/87
Instrument	20200019228

Lender

Name	PLANET HOME LENDING LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY WV
Recording Date	Jul 2, 2020
Property Address	270 MORNINGSIDE DR, FALLING WATERS, WV 25419-4054
Document Number	1294/374
Book / Page	1294 / 374
Map Reference	PC 5 SL 196
Instrument Date	Jun 29, 2020
Instrument	20200019227
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,170.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	270 MORNINGSIDE DR, FALLING WATERS, WV 25419-4054

Mortgage

Document Number	0003522/87
Date	Jul 2, 2020
Book Page	3522/87
Instrument	20200019228

Lender

Name	PLANET HOME LENDING LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Berkeley County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,121.00 (+1.82%)	$92,220 (+5.85%) Land $30,600 Building $61,620	$153,700 (+5.85%) Land $51,000 Building $102,700
2023	$1,101.00	$87,120 Land $24,540 Building $62,580	$145,200 Land $40,900 Building $104,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BERKELEY COUNTY PSWD-POTOMAC RIVER serves 69,372 people · EPA ID WV3300218
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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