270 Main St, Saco, ME 04072 Property Records

York County and Saco City property record for 270 Main St, Saco, ME 04072

Property Summary

Property TypeBank, Financial Building
Details7,345 sqft · built 1924
Lot Size0.16 acres (6,970 sqft)
OwnerCompany Name on Record
Last Sale$4,865,552 (Oct 2025)
Tax Bill$22,645 (2025)
Deeds & MortgagesApr 2022 Refinance
Oct 2025 Sale
Flood ZoneZone X (minimal risk)
APNM4630R

Property Details

APN / Parcel Number

Primary APNM4630R
Alternative APNs
  • SACO M:038 L:101 U:000-000
  • M:038 L:101 U:000=000

Interior

Stories1 Story
Building Area7,345 sqft Total Area
Gross Area8,449 sqft
1st Floor Area6,460 sqft
Basement Area828 sqft
Unfinished Basement828 sqft

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 1924
Exterior MaterialBrick
Construction TypeSteel Frame
Roof TypeFlat
Roof MaterialRolled Roofing
Lot Area6,970 sqft (0.16 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account NumberM4630R
Street Address270 MAIN ST
CitySACO
StateME
Zip04072-1513
Property CategoryCommercial
Property TypeCommercial > Office > Bank, Financial Building
Local Zoning CodeD
Legal Lot Number101
JurisdictionSACO ME
Township / Civil DivisionSACO
Census Block Group3
Census Block3007
Census Tract5301

Owner

Source: York County and Saco City records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address270 MAIN ST, SACO, ME 04072-1513
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Apr 13, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
BANGOR SAVINGS BANK
Oct 2, 2025Quit Claim Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 2, 2025 · Amount on Record
Deed SaleOct 2, 2025 · Amount on Record
Deed Book / Page19756 / 36
Record UpdatedSep 20, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACO ME
Property Address270 MAIN ST, SACO, ME 04072-1513
Transaction TypeMortgage
Record UpdatedMay 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0190010193
DateApr 13, 2022
Book Page19001/193
Instrument2022016408
Lender
NameBANGOR SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term157 Months
DueMay 1, 2035

October 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSACO ME
Recording DateOct 2, 2025
Property Address270 MAIN ST, SACO, ME 04072-1513
Document Number0197560036
Book / Page19756 / 36
Instrument DateSep 30, 2025
Instrument2025035734
Transaction TypeTransfer
Record UpdatedMay 22, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: York County and Saco City assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyYork County
MunicipalitySaco City
Unified School DistrictSaco Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$22,645.00 (+51.97%)$1,594,700 (+50.36%) Land $241,400 Building $1,353,300
2024$14,901.00 (-20.89%)$1,060,600 (+3.21%) Land $138,700 Building $921,900
2022$18,836.00$1,027,600 Land $105,700 Building $921,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMAINE WATER COMPANY BIDDEFORD SACO DIV
private · serves 42,508 people · EPA ID ME0090170
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Aug 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: GoNetspeed.

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number