Avery County property record for 270 Hanging Rock Rd, Spruce Pine, NC 28777
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,260 sqft · built 1963 |
| Lot Size | 0.91 acres (39,640 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $318 (2025) |
| Deeds & Mortgages | Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 67280 |
| Primary APN | 67280 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,260 sqft Heated Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 39,640 sqft (0.91 acres) |
| Lot Width | 40 ft Width |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Deck Area | 560 sqft |
| Patio Area | 560 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Coal |
| Account Number | 67280 |
|---|---|
| Street Address | 270 HANGING ROCK RD |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-2547 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLAT-ARROWOOD |
| Legal Subdivision | ARROWOOD |
| Jurisdiction | AVERY NC |
| Township / Civil Division | INGALLS |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 930400 |
270 Hanging Rock Rd is owned and occupied by an individual who acquired it in January 2017.
Source: Avery County records, as of December 3, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 270 HANGING ROCK RD, SPRUCE PINE, NC 28777-2547 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 6, 2017 |
| Deed Sale | Jan 6, 2017 |
| Deed Document Number | 0000506374 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AVERY NC |
| Property Address | 270 HANGING ROCK RD, SPRUCE PINE, NC 28777-2547 |
| Document Number | 0005070779 |
| Book / Page | 000507 / 000779 |
| Instrument Date | Feb 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2017 |
| Name | Verified Name |
|---|---|
| Address | 270 HANGING ROCK RD SPRUCE PINE NC 287772547, SPRUCE PINE, NC 28777-2547 |
| Document Number | 0005070779 |
|---|---|
| Date | Feb 24, 2017 |
| Book Page | 000507/000779 |
| Instrument | 713 |
| Name | STATE EMPS FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611-5279 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Feb 23, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
The 2025 property tax bill for 270 Hanging Rock Rd was $318.
Source: Avery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Avery County |
| Unified School District | Avery County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $318.00 | $79,500 Land $16,200 Building $63,300 | $79,500 Land $16,200 Building $63,300 |
| 2023 | $318.00 | $79,500 (-) Land $16,200 Building $63,300 | $79,500 (-) Land $16,200 Building $63,300 |
| 2022 | $318.00 | $79,500 Land $16,200 Building $63,300 | $79,500 Land $16,200 Building $63,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 270 Hanging Rock Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (2008–2024) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 270 Hanging Rock Rd is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · above 81% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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