270 Foggy Bottom Rd, Roach, MO 65787 Property Records

Camden County property record for 270 Foggy Bottom Rd, Roach, MO 65787

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,119 sqft · built 2003
Lot Size	11.5 acres (502,247 sqft)
Owner	2 Individual Names on Record
Last Sale	$157,399 (Jan 2022)
Tax Bill	$1,282 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Jan 2022 Mortgage
Flood Zone	Zone AE (high risk)
APN	`14 2.0 04.0 000.0 000 012.000`

Property Details

APN / Parcel Number

Primary APN	`14 2.0 04.0 000.0 000 012.000`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,119 sqft Gross Area
1st Floor Area	1,247 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Rustic
Exterior Material	Logs
Construction Type	Log
Lot Area	502,247 sqft (11.5 acres)
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	270 FOGGY BOTTOM RD
City	ROACH
State	MO
Zip	65787-7301
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SE14
Legal Range	18W
Legal Township	38N
Legal Section	04
Jurisdiction	CAMDEN MO
Township / Civil Division	RUSSELL
Census Block Group	1
Census Block	1042
Census Tract	950701

Owner

Source: Camden County records, as of June 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	270 FOGGY BOTTOM RD, ROACH, MO 65787-7301
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2023	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL TRUST BANK
Jan 7, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2022 · Amount on Record
Deed Sale	Jan 7, 2022 · Amount on Record
Prior Sale	Oct 1, 2005
Deed Document Number	2022
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN MO
Property Address	270 FOGGY BOTTOM RD, ROACH, MO 65787-7301
Transaction Type	Mortgage
Record Updated	Feb 15, 2023
Title Company	NOT AVAILABLE, LAKE OF OZARKS LAND TTL COMP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	270 FOGGY BOTTOM RD, ROACH, MO 65787-7301

Mortgage

Document Number	000347/651
Date	Feb 8, 2023
Book Page	347/651

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 8, 2043

Interest

Rate Type	Adjustable Rate
Rate	7.62%
Type Change Date	Feb 8, 2030
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	12.6%
Index	1-Year T-Bill
Max Rate	12.6%

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMDEN MO
Recording Date	Jan 7, 2022
Property Address	270 FOGGY BOTTOM RD, ROACH, MO 65787-7301
Document Number	000865/697
Book / Page	865 / 697
Instrument Date	Jan 5, 2022
Transaction Type	Transfer
Record Updated	Jan 21, 2022
Title Company	GREAT AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	270 FOGGY BOTTOM RD, ROACH, MO 65787-7301

Mortgage

Document Number	0000342849
Date	Jan 7, 2022
Instrument	342/849

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Camden County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Camden County
Unified School District	Macks Creek R-V School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,282.00 (-6.08%)	$28,250 (-)	$148,684 (-)
2023		$28,250 (-)	$148,684 (-)
2022	$1,365.00	$28,250	$148,684

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 17, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 97.3% of Missouri
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
Wisper ISP Fixed Wireless	100 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Streets

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