270 Division St, Derby, CT 06418 Property Records

Derby City property record for 270 Division St, Derby, CT 06418

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,830 sqft · built 1922
Lot Size	0.56 acres (24,394 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Oct 2020)
Tax Bill	$8,454 (2026)
Deeds & Mortgages	Jun 2025 Line of Credit Oct 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`DERB M:8 B:11 L:14`

Property Details

APN / Parcel Number

Primary APN	`DERB M:8 B:11 L:14`
Alternative APNs	`002168` `8005` `2168`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,830 sqft Living Area
1st Floor Area	1,830 sqft
Basement Area	997 sqft
Unfinished Basement	347 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	24,394 sqft (0.56 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	2168
Street Address	270 DIVISION ST
City	DERBY
State	CT
Zip	06418-1259
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P
Legal Block	11
Legal Lot Number	14
Jurisdiction	DERBY CT
Township / Civil Division	DERBY
Census Block Group	2
Census Block	2001
Census Tract	120200

Owner

270 Division St is owned by two individuals who bought it in October 2020.

Source: Derby City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7 KENILWORTH RD, YONKERS, NY 10701-5262
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Oct 29, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage EQUITY RESOURCES OHIO
May 19, 2020	Quit Claim Deed, Foreclosure UNKNOWN
Feb 5, 2020	Foreclosure UNKNOWN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2020 · Amount on File
Deed Sale	Oct 29, 2020 · Amount on File
Prior Sale	Feb 5, 2020
Deed Document Number	20201452
Deed Book / Page	829 / 306
Prior Transfer Date	May 12, 2020
Prior Transfer Doc	819-102
Record Updated	Oct 29, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERBY CT
Property Address	270 DIVISION ST, DERBY, CT 06418-1259
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000950-59
Date	Jun 16, 2025
Book Page	950/59
Instrument	730

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jul 1, 2050

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DERBY CT
Recording Date	Oct 29, 2020
Property Address	270 DIVISION ST, DERBY, CT 06418-1259
Document Number	829-306
Book / Page	829 / 306
Instrument Date	Oct 22, 2020
Instrument	1452
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 KEITH NORTH RD, YONKERS, NY 10701

Mortgage

Document Number	1453
Date	Oct 29, 2020
Instrument	1453

Lender

Name	EQUITY RESOURCES OHIO

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

May 2020: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	DERBY CT
Recording Date	May 19, 2020
Property Address	270 DIVISION ST, DERBY, CT 06418-1259
Document Number	819-102
Book / Page	000819 / 000102
Instrument Date	May 12, 2020
Transaction Type	Foreclosure
Record Updated	Jun 16, 2020
Title Company	UNKNOWN

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	270 DIVISION ST DERBY CT 064181259, DERBY, CT 06418-1259

February 2020: Foreclosure

Document Type	Foreclosure
Jurisdiction	DERBY CT
Recording Date	Feb 5, 2020
Property Address	270 DIVISION ST, DERBY, CT 06418-1259
Document Number	813-102
Book / Page	000813 / 000102
Instrument Date	Feb 5, 2020
Transaction Type	Foreclosure
Record Updated	Mar 3, 2020
Title Company	UNKNOWN

Transaction

Tax	$0.00
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	270 DIVISION ST DERBY CT 064181259, DERBY, CT 06418-1259

Tax Assessment & Valuation

The 2026 property tax bill for 270 Division St was $8,454, up 19.4% from the year before.

Source: Derby City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Derby City
Unified School District	Derby School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,454.00 (+19.37%)	$219,940 (+34.16%) Land $44,170 Building $175,770	$384,658 (+235.19%)
2025	$7,082.00	$163,940 Land $38,940 Building $125,000	$114,758 Land $27,258 Building $87,500
2023	$6,328.00	$163,940 (-) Land $38,920 Building $125,020
2022	$6,328.00	$163,940 Land $38,920 Building $125,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 270 Division St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 270 Division St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.2% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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