270 Dana Ln, Aptos, CA 95003 Property Records

Santa Cruz County property record for 270 Dana Ln, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,981 sqft · built 1998
Lot Size	7.5 acres (326,700 sqft)
Owner	Individual Name on Record
Tax Bill	$8,330 (2025)
Deeds & Mortgages	Aug 2023 Transfer Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`041-121-71`

Property Details

APN / Parcel Number

Primary APN	`041-121-71`
Alternative APN	`041-121-71-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	1,981 sqft Living Area
Gross Area	2,545 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	326,700 sqft
View / Lot	Mountain
Garage Type	Attached
Garage Area	564 sqft
Parking Spaces	2 Parking Spaces
Deck Area	329 sqft
Patio Area	329 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	270 DANA LN
City	APTOS
State	CA
Zip	95003-9304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	PARCEL MAPS 54 PG 37 LOT 2
Legal Subdivision	PM54 37
Legal Lot Number	2
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1023
Census Tract	122002

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	270 DANA LN, APTOS, CA 95003-9304
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2023	Transfer on Death Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Jan 14, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage MASON MCDUFFIE MORTGAGE CORP
Jan 27, 2020	Grant Deed, Transfer · Conventional Mortgage US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 30, 2023
Transfer Doc	0000015589
Record Updated	Sep 20, 2026

August 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 18, 2023
Property Address	270 DANA LN, APTOS, CA 95003-9304
Document Number	0000015589
Map Reference	VOL 54 PG 37
Instrument Date	Jun 30, 2023
Instrument	2023-0015589
Transaction Type	Transfer
Record Updated	Aug 30, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	270 DANA LN, APTOS, CA 95003-9304

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 14, 2021
Property Address	270 DANA LN, APTOS, CA 95003-9304
Document Number	0000002227
Map Reference	VOL 54 PG 37
Instrument Date	Jan 7, 2021
Instrument	2021-0002227
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	270 DANA LN, APTOS, CA 95003-9304

Mortgage

Document Number	0000002228
Date	Jan 14, 2021
Instrument	2021-0002228

Lender

Name	MASON MCDUFFIE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 27, 2020
Property Address	270 DANA LN, APTOS, CA 95003-9304
Document Number	0000002988
Instrument Date	Jan 23, 2020
Instrument	2988
Transaction Type	Transfer
Record Updated	Feb 13, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$517.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 382 CAPITOLA CA 950100382, CAPITOLA, CA 95010-0382

Mortgage

Document Number	2989
Date	Jan 27, 2020
Instrument	2989

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 26, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.62%

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$624,193 (+2%) Land $293,021 Building $331,172
2025	$8,330.00 (+9.12%)	$611,953 (+4.04%) Land $287,275 Building $324,678
2023	$7,634.00 (+2.31%) Homeowner's exemption	$588,191 Land $276,120 Building $312,071	$558,000
2022	$7,462.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	7 (1982–2000)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Feb 2000 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Surfnet Communications Fixed Wireless	100 / 20

May also be available: AT&T, Etheric Networks, Xfinity.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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