270 Coventry Ct, Elgin, IL 60123 Property Records

Kane County property record for 270 Coventry Ct, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,667 sqft · built 1990
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on Record
Last Sale	$391,500 (Aug 2023)
Tax Bill	$10,464 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Aug 2023 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`06-16-227-018`

Property Details

APN / Parcel Number

Primary APN	`06-16-227-018`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,667 sqft Living Area
Gross Area	3,585 sqft
Basement Area	918 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	13,504 sqft (0.31 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	270 COVENTRY CT
City	ELGIN
State	IL
Zip	60123-5081
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLIAMSBURG COMMONS UNIT 3 LOT 75
Legal Subdivision	WILLIAMSBURG COMMONS
Legal Block	3
Legal Lot Number	75
Legal Unit	3
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3000
Census Tract	851904

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5435 S ARCHER AVE, CHICAGO, IL 60638-3001
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 8, 2023	Deed, Transfer · Conventional Mortgage EHOMELOAN
Jan 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 16, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
Feb 22, 2022	Intrafamily Transfer, Transfer ATTORNEY
Jan 14, 2022	Intrafamily Transfer, Transfer
Aug 24, 2017	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2023 · Amount on Record
Deed Sale	Aug 8, 2023 · Amount on Record
Prior Sale	Aug 24, 2017 · Amount on Record
Deed Document Number	202326976
Prior Transfer Date	Feb 22, 2022
Prior Transfer Doc	0000010303
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	270 COVENTRY CT, ELGIN, IL 60123-5081
Transaction Type	Mortgage
Record Updated	Jan 29, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	270 COVENTRY CT, ELGIN, IL 60123-5081

Mortgage

Document Number	0000002548
Date	Jan 20, 2026
Instrument	2026K002548

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2041

Interest

Rate	5.37%

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Aug 8, 2023
Property Address	270 COVENTRY CT, ELGIN, IL 60123-5081
Document Number	0000026976
Instrument Date	Jul 20, 2023
Instrument	2023K026976
Transaction Type	Transfer
Record Updated	Aug 16, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$391.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5435 S ARCHER AVE, CHICAGO, IL 60638-3001

Mortgage

Document Number	0000026977
Date	Aug 8, 2023
Instrument	2023K026977

Lender

Name	EHOMELOAN

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.99%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	270 COVENTRY CT, ELGIN, IL 60123-5081
Transaction Type	Mortgage
Record Updated	Jun 1, 2023
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001970
Date	Jan 11, 2022
Instrument	2022K001970

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	170 Months
Due	Mar 1, 2036

Interest

Rate	2.25%

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	270 COVENTRY CT, ELGIN, IL 60123-5081
Transaction Type	Mortgage
Record Updated	May 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007687
Date	Feb 16, 2018
Instrument	2018K007687

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Term	359 Months
Due	Jan 28, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Feb 22, 2022
Property Address	270 COVENTRY CT, ELGIN, IL 60123-5081
Document Number	0000010303
Instrument Date	Feb 22, 2022
Instrument	2022K010303
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	270 COVENTRY CT, ELGIN, IL 60123-5081

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Jan 14, 2022
Property Address	270 COVENTRY CT, ELGIN, IL 60123-5081
Document Number	0000002762
Instrument Date	Feb 18, 2021
Instrument	2022K002762
Transaction Type	Transfer
Record Updated	Jan 24, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 24, 2017
Property Address	270 COVENTRY CT, ELGIN, IL 60123-5081
Document Number	0000044519
Instrument Date	Jul 21, 2017
Instrument	2017K044519
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$282.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	270 COVENTRY CT, ELGIN, IL 60123-5081

Mortgage

Document Number	0000044520
Date	Aug 24, 2017
Instrument	2017K044520

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2032

Interest

Rate	3.12%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,464.00 (+15.88%)	$145,160 (+8.57%) Land $31,976 Building $113,184	$435,654 (+8.57%) Land $95,966 Building $339,688
2024		$133,702 (+21.39%) Land $29,452 Building $104,250	$401,267 (+21.44%) Land $88,391 Building $312,875
2022	$9,030.00 (+4.38%) Homeowner's exemption	$110,140 (+6.96%) Land $24,262 Building $85,878	$330,420 (+6.96%) Land $72,786 Building $257,634
2021	$8,651.00 Homeowner's exemption	$102,973 Land $22,683 Building $80,290	$308,919 Land $68,049 Building $240,870

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Fox Valley Internet.

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