270 Cole Rd, Tioga, PA 16946 Property Records

Tioga County property record for 270 Cole Rd, Tioga, PA 16946

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,992 sqft · built 2001
Lot Size	1.05 acres (45,738 sqft)
Owner	Individual Name on File
Last Sale	$207,500 (Oct 2017)
Tax Bill	$3,906 (2026)
Deeds & Mortgages	May 2020 Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24/03.00/017H/000`

Property Details

APN / Parcel Number

Primary APN	`24/03.00/017H/000`
Alternative APN	`00011884`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,992 sqft Living Area
Basement Area	1,392 sqft
Unfinished Basement	1,392 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Other
Lot Area	45,738 sqft (1.05 acres)
Garage Area	600 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	00011884
Street Address	270 COLE RD
City	TIOGA
State	PA
Zip	16946-8640
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	TIOGA PA
Township / Civil Division	MIDDLEBURY
Census Block Group	3
Census Block	3003
Census Tract	950400

Owner

270 Cole Rd is owned and occupied by an individual who bought it in October 2017.

Source: Tioga County records, as of April 17, 2026

Owner of Record	Individual Name on File
Mailing Address	270 COLE RD, TIOGA, PA 16946-8640
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS COMMUNITY BANK
Oct 31, 2017	Warranty Deed, Transfer · ARM FIRST CITIZENS COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2017 · Amount on File
Deed Sale	Oct 31, 2017 · Amount on File
Prior Sale	Sep 9, 2013 · Amount on File
Deed Document Number	20179304
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIOGA PA
Property Address	270 COLE RD, TIOGA, PA 16946-8640
Transaction Type	Mortgage
Record Updated	Jun 11, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202003402
Date	May 26, 2020
Instrument	202003402

Lender

Name	FIRST CITIZENS COMMUNITY BANK
Type	Bank
Address	MANSFIELD, PA 16933

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2040

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIOGA PA
Recording Date	Oct 31, 2017
Property Address	270 COLE RD, TIOGA, PA 16946-8640
Document Number	201709304
Instrument Date	Oct 30, 2017
Instrument	201709304
Transaction Type	Transfer
Record Updated	May 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	270 COLE RD, 270, TIOGA, PA 16946-8640

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	270 COLE RD, TIOGA, PA 16946-8640

Mortgage

Document Number	201709305
Date	Oct 31, 2017
Instrument	201709305

Lender

Name	FIRST CITIZENS COMMUNITY BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Nov 1, 2032
Change Frequency	Annually
Min Rate At Change	4.75%
Max Rate At Change	7.75%
Index	Other
Margin	3
Max Rate	10.7%

Tax Assessment & Valuation

The 2026 property tax bill for 270 Cole Rd was $3,906.

Source: Tioga County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Tioga County
County Subdivision	Middlebury Township
Unified School District	Wellsboro Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,906.00	$258,810 Land $22,610 Building $236,200
2024	$6,044.00	$258,810 Land $22,610 Building $236,200
2023			$258,810 Land $22,610 Building $236,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 270 Cole Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective September 2, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	6 (1994–2020)
Claims Outside the SFHA	4 of 6
Most Recent Claim	May 2020 · rainfall accumulation
Claims by Event	Severe Thunderstorms, High Winds,rain, Flooding, Nov 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 270 Cole Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tri-Co Connections Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cole Rd

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