270 Co Rd 534, Centre, AL 35960 Property Records

Cherokee County property record for 270 Co Rd 534, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	1,374 sqft · built 1986
Lot Size	0.95 acres (41,382 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (May 2018)
Tax Bill	$1,265 (2026)
Deeds & Mortgages	Sep 2020 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`13-14-02-10-0-000-149.000`

Property Details

APN / Parcel Number

Primary APN	`13-14-02-10-0-000-149.000`
Alternative APNs	`ALT APN:1402100000149000` `205483`

Interior

Stories	1 Story
Building Area	1,374 sqft Living Area
1st Floor Area	1,374 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	41,382 sqft (0.95 acres)

Exterior Amenities

Porch	Slab
Porch Area	536 sqft
Deck Area	154 sqft
Boat Access	Boat Access
Boat House	Boat House

Location & Zoning

Account Number	205483
Street Address	270 COUNTY ROAD 534
City	CENTRE
State	AL
Zip	35960-6518
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COMM @ THE NW COR;N29;E243 TO POB;S278;ELY103;N158;NE79.5;N167;W151 TO POB; BEING A PT OF LOT 11 JENNINGS LAKEVIEWSUB 6/111
Legal Range	09E
Legal Township	10S
Legal Section	10
Legal Subdivision	LAKEVIEWSUB
Legal Lot Number	11
Jurisdiction	CHEROKEE AL
Township / Civil Division	CENTRE
Census Block Group	3
Census Block	3012
Census Tract	956000

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	795 MORRIS RD, ARAGON, GA 30104-1350
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage ACOPIA LLC
May 18, 2018	Warranty Deed, Transfer · Stand-Alone First Mortgage ACOPIA LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2018 · Amount on Record
Deed Sale	May 18, 2018 · Amount on Record
Prior Sale	Dec 18, 2008 · Amount on Record
Deed Document Number	2018202611
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	270 COUNTY ROAD 534, CENTRE, AL 35960-6518
Transaction Type	Mortgage
Record Updated	Nov 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000214090
Date	Sep 8, 2020
Instrument	214090

Lender

Name	ACOPIA LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2035

Interest

Rate Type	Fixed Rate

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	May 18, 2018
Property Address	270 COUNTY ROAD 534, CENTRE, AL 35960-6518
Document Number	0000202611
Instrument Date	May 15, 2018
Instrument	202611
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	270 COUNTY ROAD 534, CENTRE, AL 35960-6518

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	795 MORRIS RD, ARAGON, GA 30104-1350

Mortgage

Document Number	0000202612
Date	May 18, 2018
Instrument	202612

Lender

Name	ACOPIA LLC
Type	Non-Lending Institution
Address	GOODLETTSVILLE, TN 37072

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,265.00 (-41.3%)
2025	$2,155.00 (+3.41%)	$33,700 (+5.25%) Land $25,680 Building $8,020	$256,600 (+3.38%) Land $128,400 Building $128,200
2024	$2,084.00 (+10.26%)	$32,020 (-28.88%) Land $24,000 Building $8,020	$248,200 (+10.26%) Land $120,000 Building $128,200
2023	$1,890.00	$45,020 (+64.31%)	$225,100 (-) Land $120,000 Building $105,100
2022	$1,890.00	$27,400 Land $24,000 Building $3,400	$225,100 Land $120,000 Building $105,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Feb 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.7% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CENTRE, WW AND SB OF THE serves 8,163 people · EPA ID AL0000188
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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