Cherokee County property record for 270 Co Rd 466, Centre, AL 35960
| Property Type | Single Family Home |
|---|---|
| Details | 960 sqft · built 2020 |
| Owner | Individual Name on File |
| Deeds & Mortgages | Nov 2018 Mortgage Jul 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 13-13-05-22-0-000-016.000 |
| Primary APN | 13-13-05-22-0-000-016.000 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 960 sqft Living Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Logs |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Account Number | 31555 |
|---|---|
| Street Address | 270 COUNTY ROAD 466 |
| City | CENTRE |
| State | AL |
| Zip | 35960-6025 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8, STILLWATER S/D, PB 7/11 |
| Legal Lot Number | 8 |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | SPRING GARDEN |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 956102 |
270 Co Rd 466 is owned and occupied by an individual who acquired it in April 2017.
Source: Cherokee County records, as of November 26, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 270 COUNTY ROAD 466, CENTRE, AL 35960-6025 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 27, 2018 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK OF ALABAMA |
| Jul 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK OF ALABAMA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 20, 2017 |
| Deed Sale | Apr 20, 2017 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 270 COUNTY ROAD 466, CENTRE, AL 35960-6025 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 205322 |
|---|---|
| Date | Nov 27, 2018 |
| Instrument | 205322 |
| Name | PEOPLES BANK OF ALABAMA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Dec 15, 2019 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 270 COUNTY ROAD 466, CENTRE, AL 35960-6025 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 213027 |
|---|---|
| Date | Jul 13, 2020 |
| Instrument | 213027 |
| Name | PEOPLES BANK OF ALABAMA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: Cherokee County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Additional exemption filed | $7,300 Land $7,200 Building $100 | $270,000 Land $140,000 Building $130,000 |
| 2023 | Additional exemption filed | $13,000 | $255,000 Land $125,000 Building $130,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 270 Co Rd 466 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 2 (2019–2021) |
| Most Recent Claim | Mar 2021 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 270 Co Rd 466 is low, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 74% of Alabama |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| TDS Telecom DSL · Fiber in parts of the area | 50 / 10 |
May also be available: Verizon.
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