270 Co Rd 413, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 270 Co Rd 413, Cedar Bluff, AL 35959

Property Summary

Property Type	Mobile Home
Details	1,352 sqft · built 2000
Lot Size	0.813 acres (35,448 sqft)
Owner	2 Individual Names on File
Last Sale	$164,800 (Oct 2023)
Tax Bill	$105 (2026)
Deeds & Mortgages	Oct 2023 Sale Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-09-08-33-0-002-016.001`

Property Details

APN / Parcel Number

Primary APN	`13-09-08-33-0-002-016.001`
Alternative APNs	`ALT APN:0908330002016001` `214826` `31315`

Interior

Building Area	1,352 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Mobile Home
Lot Area	35,448 sqft (0.813 acres)

Location & Zoning

Account Number	214826
Street Address	270 COUNTY ROAD 413
City	CEDAR BLUFF
State	AL
Zip	35959-4267
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	PT LOT 3, ADD ROUND MTN SD PB 6 PG 89;THAT PART LYING EASTOF MARY DRIVE
Legal Range	09E
Legal Township	09S
Legal Section	33
Legal Subdivision	ROUND MTN SD
Legal Lot Number	3
Jurisdiction	CHEROKEE AL
Township / Civil Division	LEESBURG
Census Block Group	3
Census Block	3045
Census Tract	955802

Owner

270 Co Rd 413, a mobile home, is owned and occupied by two individuals who bought it in October 2023.

Source: Cherokee County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	270 COUNTY ROAD 413, CEDAR BLUFF, AL 35959-4267
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2023	Warranty Deed, Transfer
Feb 10, 2017	Deed of Trust, Mortgage · Stand-Alone First Mortgage ALABAMA TEACHERS CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2023 · Amount on File
Deed Sale	Oct 19, 2023 · Amount on File
Prior Sale	Jan 20, 2016 · Amount on File
Deed Document Number	2023231130
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Oct 19, 2023
Property Address	270 COUNTY ROAD 413, CEDAR BLUFF, AL 35959-4267
Document Number	0000231130
Map Reference	MB 6 PG 89
Instrument Date	Oct 19, 2023
Instrument	231130
Transaction Type	Transfer
Record Updated	Nov 16, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	270 COUNTY ROAD 413, CEDAR BLUFF, AL 35959-4267

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	270 COUNTY ROAD 413, CEDAR BLUFF, AL 35959-4267
Transaction Type	Mortgage
Record Updated	May 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000196681
Date	Feb 10, 2017
Instrument	0196681

Lender

Name	ALABAMA TEACHERS CREDIT UNION
Type	Non-Lending Institution
Address	GADSDEN, AL 35901

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 270 Co Rd 413 was $105, up 6.1% from the year before.

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$105.00 (+6.06%)
2025	$99.00 (+3.13%)	$2,360 (+2.61%) Land $460 Building $1,900	$23,600 (+2.61%) Land $4,600 Building $19,000
2024	$96.00 (-3.03%)	$2,300 (-2.54%) Land $400 Building $1,900	$23,000 (-2.13%) Land $4,000 Building $19,000
2023	$99.00 (-50.99%)	$2,360 (-51.04%)	$23,500 (-2.49%) Land $4,000 Building $19,500
2022	$202.00	$4,820 Land $800 Building $4,020	$24,100 Land $4,000 Building $20,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 270 Co Rd 413 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 270 Co Rd 413 is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 76% of Alabama
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10
Killians Electronics Fixed Wireless	25 / 10

May also be available: Xfinity.

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