270 Clifton Bay Loop, Saint Johns, FL 32259 Property Records

St. Johns County property record for 270 Clifton Bay Loop, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,928 sqft · built 2019
Lot Size	0.11 acres (4,791 sqft)
Owner	2 Individual Names on Record
Last Sale	$414,900 (Aug 2026)
Tax Bill	$9,369 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Nov 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`023719-0860`

Property Details

APN / Parcel Number

Primary APN	`023719-0860`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	1,928 sqft Living Area
Gross Area	2,424 sqft
1st Floor Area	827 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	4,791 sqft (0.11 acres)
Garage Type	Attached
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Porch	Finished Screened Porch
Porch Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	270 CLIFTON BAY LOOP
City	SAINT JOHNS
State	FL
Zip	32259-9143
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	88/52-69 TWIN CREEKS NORTH PARCELS 2 AND 3 PHASE ONE LOT 86 OR6218/1350
Legal Range	28E
Legal Township	05S
Legal Section	09
Legal Subdivision	TWIN CREEKS NORTH PARCELS 2 AND 3 PHASE
Legal Phase	1
Legal Block	1
Legal Lot Number	86
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2018
Census Tract	20904

Owner

Source: St. Johns County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	270 CLIFTON BAY LOOP, SAINT JOHNS, FL 32259-9143
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC
Nov 29, 2021	Deed of Trust, Mortgage · Commercial Mortgage MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS
Sep 10, 2025	Special Warranty Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC
Mar 6, 2024	Intrafamily Transfer, Transfer NOT AVAILABLE, BCHH
Aug 13, 2020	Grant Deed, Transfer BCHH INC
Dec 2, 2019	Grant Deed, Transfer CALATLANTIC TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2026 · Amount on Record
Deed Sale	Aug 10, 2026 · Amount on Record
Prior Sale	Sep 10, 2025 · Amount on Record
Deed Document Number	202668366
Deed Book / Page	6417 / 1991
Prior Transfer Date	Mar 1, 2024
Prior Transfer Doc	0059110366
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 10, 2026
Property Address	270 CLIFTON BAY LOOP, SAINT JOHNS, FL 32259-9143
Document Number	0000068366
Book / Page	6417 / 1991
Instrument Date	Aug 7, 2026
Instrument	202668366
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	ATTORNEYS TITLE SERVICES LLC, ATTORNEYS TITLE SERVICES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$293,334.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	270 CLIFTON BAY LOOP, SAINT JOHNS, FL 32259-9143

Mortgage

Document Number	0000068369,
Date	Aug 10, 2026
Book Page	6418/1
Instrument	202668369

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	270 CLIFTON BAY LOOP, SAINT JOHNS, FL 32259-9143
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054300310
Date	Nov 29, 2021
Book Page	5430/310
Instrument	2021128330

Lender

Name	MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS
Type	Mortgage Company
Address	NEW YORK, NY 10036

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 10, 2025
Property Address	270 CLIFTON BAY LOOP, SAINT JOHNS, FL 32259-9143
Document Number	0062181350
Book / Page	6218 / 1350
Map Reference	MB 88 PG 52
Instrument Date	Sep 5, 2025
Instrument	2025073927
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,870.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3903 S CONGRESS AVE # AVE40298, AVE40298, AUSTIN, TX 78704-0201

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	270 CLIFTON BAY LOOP, SAINT JOHNS, FL 32259-9143

Mortgage

Document Number	0062181354
Date	Sep 10, 2025
Instrument	6218/1354

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	Mar 6, 2024
Property Address	270 CLIFTON BAY LOOP, SAINT JOHNS, FL 32259-9143
Document Number	0059110366
Book / Page	5911 / 366
Map Reference	MB 88 PG 52
Instrument Date	Mar 1, 2024
Instrument	2024016956
Transaction Type	Transfer
Record Updated	Mar 20, 2024
Title Company	NOT AVAILABLE, BCHH

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5001 PLAZA ON THE LK # LK200, LK200, AUSTIN, TX 78746-1070

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5001 PLAZA ON THE LK STE 200, 200, AUSTIN, TX 78746-1053

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 13, 2020
Property Address	270 CLIFTON BAY LOOP, SAINT JOHNS, FL 32259-9143
Document Number	0050160811
Book / Page	005016 / 000811
Instrument Date	Aug 13, 2020
Instrument	67846
Transaction Type	Transfer
Record Updated	Sep 3, 2020
Title Company	BCHH INC

Transaction

Amount	Amount Recorded
Tax	$6,495.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5001 PLAZA ON THE LK #200 AUSTIN TX 787461053, 200, AUSTIN, TX 78746-1053
Investor	Possibly a Property Investor

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST JOHNS FL
Recording Date	Dec 2, 2019
Property Address	270 CLIFTON BAY LOOP, SAINT JOHNS, FL 32259-9143
Document Number	0048400729
Book / Page	004840 / 000729
Instrument Date	Nov 26, 2019
Instrument	89542
Transaction Type	Transfer
Record Updated	Dec 13, 2019
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount Recorded
Tax	$2,380.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5001 PLAZA ON THE LK #200 AUSTIN TX 787461053, 200, AUSTIN, TX 78746-1053
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$335,609 (-10.05%) Land $95,000 Building $240,609	$335,609 (-10.05%) Land $95,000 Building $240,609
2025	$9,369.00 (+2.82%)	$373,086 (-7.81%)	$373,086 (-7.81%) Land $95,000 Building $278,086
2024	$9,112.00 (+6.92%)	$404,708 (+15.21%)	$404,708 (+15.21%) Land $110,000 Building $294,708
2023	$8,522.00 (+6.89%)	$351,268 (+5.19%)	$351,268 (+5.19%) Land $95,000 Building $256,268
2022	$7,973.00	$333,926	$333,926 Land $84,000 Building $249,926

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 206 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	206 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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