270 Cervantes Ave, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 270 Cervantes Ave, Saint Augustine, FL 32084

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,312 sqft · built 2018
Lot Size0.19 acres (8,276 sqft)
OwnerIndividual Name on Record
Last Sale$345,000 (Apr 2024)
Tax Bill$4,652 (2025)
Deeds & MortgagesJan 2026 Mortgage
Apr 2024 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN092600-0300

Property Details

APN / Parcel Number

Primary APN092600-0300

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area1,312 sqft Living Area
Gross Area1,576 sqft
1st Floor Area1,312 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area8,276 sqft (0.19 acres)
Lot Dimensions128 ft deep x 60 ft wide
Garage TypeAttached
Garage Area264 sqft
Parking Spaces1 Parking Space
PorchFinished/Open Porch
Porch Area160 sqft
Patio Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address270 CERVANTES AVE
CitySAINT AUGUSTINE
StateFL
Zip32084-2557
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description3-147 SANTA ROSA SUB LOT 30 BLK 15 OR5924/323
Legal Range29E
Legal Township07S
Legal Section12
Legal SubdivisionSANTA ROSA IN ST. AUGUSTINE
Legal Block15
Legal Lot Number30
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group3
Census Block3015
Census Tract21002

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address270 CERVANTES AVE, SAINT AUGUSTINE, FL 32084-2557
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Jan 16, 2026Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Apr 1, 2024Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Jan 15, 2021Deed of Trust, Mortgage
BARWICK BKNG CO
May 22, 2020Loan Modification, Mortgage
CENTERSTATE BK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 1, 2024 · Amount on Record
Deed SaleApr 1, 2024 · Amount on Record
Deed Document Number202423916
Deed Book / Page5924 / 323
Record UpdatedJun 8, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address270 CERVANTES AVE, SAINT AUGUSTINE, FL 32084-2557
Transaction TypeMortgage
Record UpdatedJan 28, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address270 CERVANTES AVE, SAINT AUGUSTINE, FL 32084-2557

Mortgage

Document Number0062900982
DateJan 16, 2026
Book Page6290/982
Instrument2026004012
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressCLEVELAND, OH 44114
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2056

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateApr 1, 2024
Property Address270 CERVANTES AVE, SAINT AUGUSTINE, FL 32084-2557
Document Number0059240323
Book / Page5924 / 323
Map ReferenceMB 3 PG 147
Instrument DateMar 27, 2024
Instrument2024023916
Transaction TypeTransfer
Record UpdatedApr 15, 2024
Title CompanyLAND TITLE OF AMERICA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,415.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5700 CAPO ISLAND RD, SAINT AUGUSTINE, FL 32095-8022

Transferred To (Grantee/Buyer)

NameVerified Name
Address270 CERVANTES AVE, SAINT AUGUSTINE, FL 32084-2557

Mortgage

Document Number0059240325
DateApr 1, 2024
Book Page5924/325
Instrument2024023917
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressCLEVELAND, OH 44114
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2054

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address270 CERVANTES AVE, SAINT AUGUSTINE, FL 32084-2557
Document Number0051591895
Instrument DateJan 15, 2021
Transaction TypeMortgage
Record UpdatedFeb 4, 2021
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address225 RIVERSHORE LN ST AUGUSTINE FL 320842315, ST AUGUSTINE, FL 32084-2315

Mortgage

Document Number0051591895
DateJan 25, 2021
Book Page005159/001895
Instrument8219
Lender
NameBARWICK BKNG CO
Address2020 E MAIN ST, BARWICK, GA 31720
Agreement
AmountAmount Recorded

May 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST JOHNS FL
Property Address270 CERVANTES AVE, SAINT AUGUSTINE, FL 32084-2557
Document Number0049590253
Instrument DateMay 22, 2020
Transaction TypeMortgage
Record UpdatedJul 24, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5700 CAPO ISLAND RD ST AUGUSTINE FL 320958022, ST AUGUSTINE, FL 32095-8022

Mortgage

Document Number0049590253
DateJun 8, 2020
Book Page004959/000253
Instrument43935
Lender
NameCENTERSTATE BK NA
TypeBank
AddressWINTER HAVEN, FL 33883-9602
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$331,068 (+3.68%) Land $55,080 Building $275,988$331,068 (+3.68%) Land $55,080 Building $275,988
2025$4,652.00 (+20.58%)$319,302 (+5.91%)$319,302 (+5.91%) Land $55,080 Building $264,222
2024$3,858.00 (+4.13%)
2023$3,705.00 (+3.67%)$301,480 (-1.39%)$301,480 (-1.39%) Land $48,960 Building $252,520
2022$3,574.00$305,719$305,719 Land $34,272 Building $271,447

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 43 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies43 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. AUGUSTINE WS
serves 43,069 people · EPA ID FL2550210
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber
5,000 / 5,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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