270 Carrera Cir, Aptos, CA 95003 Property Records

Santa Cruz County property record for 270 Carrera Cir, Aptos, CA 95003

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,450 sqft · built 1999
Lot Size	0.067 acres (2,919 sqft)
Owner	2 Individual Names on Record
Last Sale	$965,000 (Mar 2025)
Tax Bill	$13,064 (2025)
Deeds & Mortgages	May 2026 Line of Credit Dec 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`042-073-21`

Property Details

APN / Parcel Number

Primary APN	`042-073-21`
Alternative APN	`042-073-21-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,450 sqft Living Area
Gross Area	1,963 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2020
Architectural Style	Townhouse
Construction Type	Wood
Roof Material	Tile
Lot Area	2,919 sqft (0.067 acres)
Terrain	Steep
Garage Type	Attached
Garage Area	513 sqft
Parking Spaces	2 Parking Spaces
Deck Area	198 sqft
Patio Area	198 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	270 CARRERA CIR
City	APTOS
State	CA
Zip	95003-4631
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RM-6
Legal Description	TR 866
Legal Subdivision	ESCONDIDO VERDE
Legal Tract	866
Legal Lot Number	14
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	3
Census Block	3004
Census Tract	122205

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	270 CARRERA CIR, APTOS, CA 95003-4631
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMIERCA NA
Dec 22, 2022	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Feb 15, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Feb 15, 2017	Deed of Trust, Mortgage · FHA Mortgage HIGHTECHLENDING
Feb 22, 2017	Affidavit of Death, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2025 · Amount on Record
Deed Sale	Mar 27, 2025 · Amount on Record
Prior Sale	Dec 22, 2022 · Amount on Record
Deed Document Number	20255955
Prior Transfer Date	Mar 11, 2003
Prior Transfer Doc	0000029231
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Recording Date	May 19, 2026
Property Address	270 CARRERA CIR, APTOS, CA 95003-4631
Document Number	0000011268
Instrument Date	May 8, 2026
Instrument	202611268
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	270 CARRERA CIR, APTOS, CA 95003-4631

Mortgage

Document Number	0000011268,
Date	May 19, 2026
Instrument	202611268

Lender

Name	BANK OF AMIERCA NA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 8, 2056

Interest

Rate	6.37%
Max Rate	-1%

December 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 22, 2022
Property Address	270 CARRERA CIR, APTOS, CA 95003-4631
Document Number	0000033562
Map Reference	VOL 77 PG 36
Instrument Date	Dec 15, 2022
Instrument	2022-0033562
Transaction Type	Transfer
Record Updated	Jan 3, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,094.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	270 CARRERA CIR, APTOS, CA 95003-4631

Mortgage

Document Number	0000033563
Date	Dec 22, 2022
Instrument	2022-0033563

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	270 CARRERA CIR, APTOS, CA 95003-4631
Document Number	0000006303
Instrument Date	Feb 15, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	270 CARRERA CIR APTOS CA 950034631, APTOS, CA 95003-4631

Mortgage

Document Number	0000006303
Date	Feb 22, 2017
Instrument	6303

Lender

Name	HUD-HOUSING/URBAN DEV

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.57%

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	270 CARRERA CIR, APTOS, CA 95003-4631
Document Number	0000006302
Instrument Date	Feb 15, 2017
Transaction Type	Mortgage
Record Updated	Mar 16, 2017
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	270 CARRERA CIR APTOS CA 950034631, APTOS, CA 95003-4631

Mortgage

Document Number	0000006302
Date	Feb 22, 2017
Instrument	6302

Lender

Name	HIGHTECHLENDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.57%

February 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 22, 2017
Property Address	270 CARRERA CIR, APTOS, CA 95003-4631
Document Number	0000006301
Instrument Date	Feb 15, 2017
Instrument	6301
Transaction Type	Transfer
Record Updated	Nov 16, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	446 MADISON DR SAN JOSE CA 951234930, SAN JOSE, CA 95123-4930

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$984,300 (-4.92%) Land $629,952 Building $354,348
2025	$13,064.00 (+118.17%)	$1,035,198 (+133.58%) Land $662,527 Building $372,671
2023	$5,988.00 (+3.85%)	$443,192 Land $177,276 Building $265,916	$873,900
2022	$5,766.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 63 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	63 in force
Nearby Flood Claims	7 (2023)
Most Recent Claim	Sep 2023 · tidal / storm surge
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 712 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surfnet Communications Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Cruzio, Etheric Networks, T-Mobile, Verizon.

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