270 Benedict Rd, Bainbridge, NY 13733 Property Records

Chenango County and Coventry Town property record for 270 Benedict Rd, Bainbridge, NY 13733

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,788 sqft · built 1858
Lot Size	8.18 acres (356,321 sqft)
Owner	2 Individual Names on Record
Last Sale	$35,000 (Apr 2002)
Tax Bill	$4,425 (2026)
Deeds & Mortgages	Feb 2022 Sale Oct 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`082600 252.-1-19.1`

Property Details

APN / Parcel Number

Primary APN	`082600 252.-1-19.1`
Alternative APNs	`260025200000010191000000` `0410425`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,788 sqft Living Area
1st Floor Area	1,320 sqft
Upper Floors Area	468 sqft

Exterior

Year Built	Built 1858
Effective Year Built	Effective 1858
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	356,321 sqft (8.18 acres)
Garage Type	Detached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	536 sqft
Canopy	140 sqft
Gazebo	Gazebo

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0410425
Street Address	270 BENEDICT RD
City	BAINBRIDGE
State	NY
Zip	13733-3118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Block	1
Legal Lot Number	19.100
Jurisdiction	CHENANGO NY
Township / Civil Division	COVENTRY
Census Block Group	2
Census Block	2007
Census Tract	970901

Owner

Source: Chenango County and Coventry Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	270 BENEDICT RD, BAINBRIDGE, NY 13733-3118
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2022	Deed, Transfer
Oct 25, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Aug 5, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance EMBRACE HOME LOANS INC
Apr 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage SIDNEY FCU
Dec 28, 2016	Deed of Trust, Mortgage SIDNEY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2002 · Amount on Record
Deed Sale	Apr 9, 2002 · Amount on Record
Prior Sale	Feb 21, 1997 · Amount on Record
Deed Book / Page	20020 / 607
Last Transfer Date	Feb 7, 2022
Transfer Doc	0000000287
Record Updated	Oct 29, 2026

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CHENANGO NY
Recording Date	Feb 23, 2022
Property Address	270 BENEDICT RD, BAINBRIDGE, NY 13733-3118
Document Number	2022000000287
Instrument Date	Feb 7, 2022
Instrument	20220-00000287
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	270 BENEDICT RD, BAINBRIDGE, NY 13733-3118

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHENANGO NY
Property Address	270 BENEDICT RD, BAINBRIDGE, NY 13733-3118
Transaction Type	Mortgage
Record Updated	Nov 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021000002522
Date	Oct 25, 2021
Instrument	20210-00002522

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHENANGO NY
Property Address	270 BENEDICT RD, BAINBRIDGE, NY 13733-3118
Transaction Type	Mortgage
Record Updated	Aug 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021000001909
Date	Aug 5, 2021
Instrument	20210-00001909

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHENANGO NY
Property Address	270 BENEDICT RD, BAINBRIDGE, NY 13733-3118
Document Number	0000000721
Instrument Date	Apr 27, 2020
Transaction Type	Mortgage
Record Updated	Jun 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	270 BENEDICT RD BAINBRIDGE NY 137333118, BAINBRIDGE, NY 13733-3118

Mortgage

Document Number	0000000721
Date	May 19, 2020
Instrument	721

Lender

Name	SIDNEY FCU
Type	Credit Union
Address	SIDNEY, NY 13838

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHENANGO NY
Property Address	270 BENEDICT RD, BAINBRIDGE, NY 13733-3118
Document Number	0000000031
Instrument Date	Dec 28, 2016
Transaction Type	Mortgage
Record Updated	Feb 27, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	270 BENEDICT RD BAINBRIDGE NY 137333118, BAINBRIDGE, NY 13733-3118

Mortgage

Document Number	0000000031
Date	Jan 9, 2017
Instrument	31

Lender

Name	SIDNEY FCU
Type	Credit Union
Address	SIDNEY, NY 13838

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jan 8, 2037

Tax Assessment & Valuation

Source: Chenango County and Coventry Town assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chenango County
County Subdivision	Coventry Town
Unified School District	Afton Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,425.00 (+7.38%) Homeowner's exemption
2025	$4,121.00	$130,000 (-) Land $25,300 Building $104,700	$164,557 (+7.6%) Land $32,025 Building $132,532
2023		$130,000 Land $25,300 Building $104,700	$152,941 Land $29,765 Building $123,176

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2011)
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Spectrum.

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