270 Ash St, Elko, NV 89801 Property Records

Elko County property record for 270 Ash St, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,288 sqft · built 1980
Lot Size	0.115 acres (5,009 sqft)
Owner	2 Individual Names on File
Last Sale	$190,000 (Jul 2018)
Tax Bill	$1,709 (2026)
Deeds & Mortgages	Sep 2021 Line of Credit Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`001-093-010`

Property Details

APN / Parcel Number

Primary APN	`001-093-010`
Alternative APN	`001-093-002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,288 sqft Living Area
Gross Area	2,576 sqft
1st Floor Area	1,288 sqft
Basement Area	1,288 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,009 sqft (0.115 acres)
Garage Type	Carport
Garage Area	308 sqft
Carport	Carport
Carport Area	308 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	128 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	270 ASH ST
City	ELKO
State	NV
Zip	89801-3118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZR
Legal Description	FIRST ADDITION FILE 5
Legal Subdivision	FIRST ADDITION
Legal Block	86
Legal Lot Number	3,4
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	1
Census Block	1042
Census Tract	950900

Owner

270 Ash St is owned and occupied by two individuals who bought it in July 2018.

Source: Elko County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	270 ASH ST, ELKO, NV 89801-3118
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Deed of Trust, Mortgage · Line of Credit ELKO FCU
Aug 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jul 20, 2018	Bargain and Sale Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jul 30, 2018	Grant Deed STEWART TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2018 · Amount on File
Deed Sale	Jul 30, 2018 · Amount on File
Prior Sale	Jul 20, 2018 · Amount on File
Deed Document Number	2018743924
Prior Transfer Date	Dec 20, 2016
Prior Transfer Doc	0000719968
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	270 ASH ST, ELKO, NV 89801-3118
Transaction Type	Mortgage
Record Updated	Oct 27, 2021
Title Company	STEWART TITLE ELKO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	270 ASH ST, ELKO, NV 89801-3118

Mortgage

Document Number	0000795341
Date	Sep 29, 2021
Instrument	795341

Lender

Name	ELKO FCU
Type	Credit Union
Address	ELKO, NV 89801

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	270 ASH ST, ELKO, NV 89801-3118
Transaction Type	Mortgage
Record Updated	Oct 22, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000793310
Date	Aug 18, 2021
Instrument	793310

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	326 Months
Due	Oct 1, 2048

July 2018: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Jul 20, 2018
Property Address	270 ASH ST, ELKO, NV 89801-3118
Document Number	0000743614
Instrument Date	Jul 19, 2018
Instrument	743614
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	STEWART TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	288 NEALEY RD, 288, OROVILLE, WA 98844-9692

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	270 ASH ST, ELKO, NV 89801-3118

Mortgage

Document Number	0000743615
Date	Jul 20, 2018
Instrument	743615

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

July 2018: Grant Deed

Document Type	Grant Deed
Jurisdiction	ELKO NV
Recording Date	Jul 30, 2018
Property Address	270 ASH ST, ELKO, NV 89801-3118
Document Number	0000743924
Instrument Date	Jul 19, 2018
Instrument	743924
Record Updated	Aug 8, 2018
Title Company	STEWART TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	270 ASH ST ELKO NV 898013118, ELKO, NV 89801-3118

Tax Assessment & Valuation

The 2026 property tax bill for 270 Ash St was $1,709, up 5.4% from the year before.

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,709.00 (+5.43%)	$47,422 (-3.3%) Land $15,050 Building $32,372	$135,491 (-3.3%) Land $43,000 Building $92,491
2025	$1,621.00 (+5.74%)	$49,042 Land $15,050 Building $33,992	$140,120 Land $43,000 Building $97,120
2024	$1,533.00 (+8.34%)
2023	$1,415.00 (+8.02%)	$40,279 (+12.64%) Land $6,615 Building $33,664	$115,083 (+12.64%) Land $18,900 Building $96,183
2022	$1,310.00	$35,760 Land $6,615 Building $29,145	$102,171 Land $18,900 Building $83,271

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 270 Ash St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 270 Ash St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Nevada
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Zito Media Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
White Cloud Communications Fixed Wireless	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20

May also be available: CC Communications Broadband, Rise Broadband.

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